320 Jay St, La Crosse, WI 54601 Property Records

La Crosse County property record for 320 Jay St, La Crosse, WI 54601

Property Summary

Property Type	Commercial
Details	2,400 sqft · built 1919
Lot Size	0.112 acres (4,879 sqft)
Owner	Company Name on Record
Last Sale	$223,000 (Jul 2016)
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2016 Sale
Flood Zone	Zone X (minimal risk)
APN	`017-020031-030`

Property Details

APN / Parcel Number

Primary APN	`017-020031-030`
Alternative APNs	`17 20031 30` `27986`

Interior

Building Area	2,400 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Brick
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	60 ft deep x 80 ft wide
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	320 JAY ST
City	LA CROSSE
State	WI
Zip	54601
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	MZA
Legal Description	C & F J DUNN, H L DOUSMAN & PETER CAMERONS ADDITION W 80FT LOT 10 BLOCK 11 T/W ESMT IN DOC NO. 1799760 LOT SZ: 80X60
Legal Range	07W
Legal Township	15N
Legal Section	06
Legal Subdivision	C & F J DUNN H L DOUSMAN & PETER CAMERON
Legal Block	11
Legal Lot Number	10
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	3
Census Block	3040
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the LaCrosse Commercial Historic District listed 1994 · 90 contributing resources · NRIS 94001064

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: La Crosse County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	120 5TH AVE N, LA CROSSE, WI 54601-3321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS CREDIT UNION
Jul 20, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2016 · Amount on Record
Deed Sale	Jul 20, 2016 · Amount on Record
Deed Document Number	201678579
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Recording Date	Apr 1, 2026
Property Address	320 JAY ST, LA CROSSE, WI 54601
Document Number	0001846923
Instrument Date	Mar 26, 2026
Instrument	20261846923
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	120 5TH AVE N, LA CROSSE, WI 54601-3321

Mortgage

Document Number	0001846923,
Date	Apr 1, 2026
Instrument	20261846923

Lender

Name	FIREFIGHTERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 20, 2016
Property Address	322 JAY ST, LA CROSSE, WI 54601-4001
Document Number	0001678579
Instrument Date	Jul 20, 2016
Instrument	1678579
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Tax	$669.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,812.00 (-7.28%)	$375,300 (+5.45%) Land $82,900 Building $292,400	$391,200 (+9.92%)
2023	$7,347.00	$355,900 Land $82,900 Building $273,000	$355,900 Land $82,900 Building $273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks, Metronet.

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