320 Jay St Ext, Big Sandy, TN 38221 Property Records

Benton County property record for 320 Jay St Ext, Big Sandy, TN 38221

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,190 sqft · built 1992
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Sep 2020)
Tax Bill	$991 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`003025 03101`

Property Details

APN / Parcel Number

Primary APN	`003025 03101`
Alternative APN	`025 03101`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	50 ft deep x 112 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	210 sqft
Deck Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	320 JAY STREET EXT
City	BIG SANDY
State	TN
Zip	38221-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00
Legal Description	DISTRICT: 08 BOUNDARY LINE AGREEMENT, COUNTY AREA: H02
Legal Subdivision	BALDWIN SUBD BIG SANDY
Legal Lot Number	25 23
Jurisdiction	BENTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3036
Census Tract	963000

Owner

Source: Benton County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	210 LIGHTHOUSE TER, FRANKLIN, TN 37064-6791
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Jul 18, 2005 · Amount on Record
Deed Document Number	102827
Deed Book / Page	340 / 450
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Sep 15, 2020
Property Address	320 JAY STREET EXT, BIG SANDY, TN 38221-3633
Document Number	000340/450
Book / Page	340 / 450
Instrument Date	Jun 16, 2020
Instrument	102827
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	CHAPMAN & ROSENTHAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 LIGHTHOUSE TER, FRANKLIN, TN 37064-6791

Mortgage

Document Number	000340/452
Date	Sep 15, 2020
Book Page	340/452
Instrument	102828

Lender

Name	STUDIO BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00 (-12.69%)	$58,075 (+39.6%) Land $10,525 Building $47,550	$232,300 (+39.6%) Land $42,100 Building $190,200
2023	$1,135.00	$41,600 (-) Land $19,500 Building $22,100
2022	$1,135.00	$41,600 Land $19,500 Building $22,100	$166,400 (-) Land $78,000 Building $88,400
2020			$166,400 Land $78,000 Building $88,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	375.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG SANDY WATER DEPARTMENT serves 1,217 people · EPA ID TN0000051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TEC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jay St Ext

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures