Grady County property record for 320 Horseshoe Bend, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,365 sqft · built 1995 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,865 (Jul 2023) |
| Tax Bill | $1,393 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Apr 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C0180-141-000 |
| Primary APN | C0180-141-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,365 sqft Heated Area |
| 1st Floor Area | 1,365 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.419 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Patio Area | 96 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11128 |
|---|---|
| Street Address | 320 HORSESHOE BND |
| City | CAIRO |
| State | GA |
| Zip | 39828-3453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:P,O25 BLK:C SUBD:HIDDEN ACRES |
| Legal Subdivision | HIDDEN ACRES |
| Legal Block | C |
| Legal Lot Number | P,O25 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 950502 |
320 Horseshoe Bend is owned and occupied by an individual who bought it in July 2023.
Source: Grady County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 320 HORSESHOE BND, CAIRO, GA 39828-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER |
| Apr 7, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCE |
| Dec 19, 2016 | Warranty Deed, Transfer UNITED NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on File |
| Deed Sale | Jul 10, 2023 · Amount on File |
| Prior Sale | Apr 7, 2017 · Amount on File |
| Deed Document Number | 0000092936 |
| Deed Book / Page | 929 / 36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | Jul 10, 2023 |
| Property Address | 320 HORSESHOE BND, CAIRO, GA 39828-3453 |
| Document Number | 0000929/36 |
| Book / Page | 929 / 36 |
| Instrument Date | Jun 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 HORSESHOE BND, CAIRO, GA 39828-3453 |
| Document Number | 0000092939 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 929/39 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | Apr 7, 2017 |
| Property Address | 320 HORSESHOE BND, CAIRO, GA 39828-3453 |
| Document Number | 000815/773 |
| Book / Page | 815 / 773 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 2017-000262 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 HORSESHOE BND, CAIRO, GA 39828-3453 |
| Document Number | 000815/775 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 815/775 |
| Name | AMERICAN FINANCE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | Dec 19, 2016 |
| Property Address | 320 HORSESHOE BND, CAIRO, GA 39828-3453 |
| Document Number | 000811/311 |
| Book / Page | 811 / 311 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 2016-000863 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1189 PINE LEVEL RD, CAIRO, GA 39827-4457 |
| Document Number | 000811/313 |
|---|---|
| Date | Dec 21, 2016 |
| Book Page | 811/313 |
| Name | UNITED NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jan 1, 2017 |
Source: Grady County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $63,886 Land $6,000 Building $57,886 | $159,716 Land $15,000 Building $144,716 |
| 2023 | $1,393.00 (+3.34%) | $37,636 (-) Land $6,000 Building $31,636 | $94,089 (-) Land $15,000 Building $79,089 |
| 2022 | $1,348.00 | $37,636 Land $6,000 Building $31,636 | $94,089 Land $15,000 Building $79,089 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Horseshoe Bend in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Horseshoe Bend is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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