320 Hoover Rd, Palatka, FL 32177 Property Records

Putnam County property record for 320 Hoover Rd, Palatka, FL 32177

Property Summary

Property Type	Mobile Home
Details	2,052 sqft · built 1990
Lot Size	2.63 acres (114,563 sqft)
Owner	2 Individual Names on File
Last Sale	$65,700 (Apr 2005)
Tax Bill	$2,490 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-10-25-4077-015.0-010.0`

Property Details

APN / Parcel Number

Primary APN	`04-10-25-4077-015.0-010.0`
Alternative APN	`26521`

Interior

Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 1990
Lot Area	114,563 sqft (2.63 acres)
Garage Area	441 sqft
Porch	Porch
Porch Area	728 sqft

Location & Zoning

Account Number	26521
Street Address	320 HOOVER RD
City	PALATKA
State	FL
Zip	32177
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	INTERLACHEN LAKES ESTATES, DUN
Legal Range	25E
Legal Township	10S
Legal Section	04
Legal Subdivision	INTERLACHEN LAKES EST
Legal Block	15
Legal Lot Number	10
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1020
Census Tract	950202

Owner

320 Hoover Rd, a mobile home, is owned and occupied by two individuals who bought it in April 2005.

Source: Putnam County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	320 HOOVER RD, PALATKA, FL 32177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2005 · Amount on File
Deed Sale	Apr 14, 2005 · Amount on File
Deed Document Number	531938
Deed Book / Page	1028 / 0080
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 4, 2022
Property Address	320 HOOVER RD, PALATKA, FL 32177
Document Number	0016790792
Book / Page	1679 / 792
Map Reference	MB 5 PG 14
Instrument Date	Aug 2, 2022
Instrument	202254019301
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,022.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1370 39TH ST SW, 1370, NAPLES, FL 34117-5364

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 CARRIE LN, INTERLACHEN, FL 32148-2796

Mortgage

Document Number	0001679794
Date	Aug 4, 2022
Instrument	1679/794

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 320 Hoover Rd was $2,490.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,490.00	$129,004	$129,004 Land $28,930 Building $100,074
2023	$2,320.00 (+62.81%)	$126,294 (+31.92%)	$126,294 (+31.92%) Land $26,300 Building $99,994
2022	$1,425.00	$95,734	$95,734 Land $26,300 Building $69,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Hoover Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Hoover Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6