320 Hoose Rd, Cherry Valley, NY 13320 Property Records

Otsego County and Roseboom Town property record for 320 Hoose Rd, Cherry Valley, NY 13320

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Tax Bill	$31 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`365800 103.00-1-12.02`

Property Details

APN / Parcel Number

Primary APN	`365800 103.00-1-12.02`
Alternative APNs	`580010300000010120020000` `198886`

Exterior

Lot Area	58,370 sqft (1.34 acres)

Location & Zoning

Account Number	198886
Street Address	320 HOOSE RD
City	CHERRY VALLEY
State	NY
Zip	13320-3451
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	12.002
Jurisdiction	OTSEGO NY
Township / Civil Division	ROSEBOOM
Census Block Group	1
Census Block	1035
Census Tract	590600

Owner

320 Hoose Rd, residential vacant land, is owned by two individuals.

Source: Otsego County and Roseboom Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	329 HOOSE RD, CHERRY VALLEY, NY 13320-3452
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage NBT BK
Jan 8, 2020	Warranty Deed, Transfer · Conventional Mortgage NBT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	320 HOOSE RD, CHERRY VALLEY, NY 13320-3451
Document Number	0000000115
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 NEWELL CT ALBANY NY 122041228, ALBANY, NY 12204-1228

Mortgage

Document Number	0000000115
Date	Jan 8, 2020
Instrument	115

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Jan 8, 2020
Property Address	320 HOOSE RD, CHERRY VALLEY, NY 13320-3451
Document Number	0000000114
Instrument Date	Jan 6, 2020
Instrument	114
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 NEWELL CT MENANDS NY 122041228, MENANDS, NY 12204-1228

Mortgage

Document Number	115
Date	Jan 8, 2020
Instrument	115

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 320 Hoose Rd was $31, up 3.3% from the year before.

Source: Otsego County and Roseboom Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Roseboom Town
Unified School District	Cherry Valley-Springfield Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31.00 (+3.33%)
2025	$30.00	$1,300 Land $1,300	$1,857 Land $1,857
2023		$1,300 Land $1,300	$1,591 Land $1,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Hoose Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2009–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Hoose Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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