320 Honey Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 320 Honey Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,829 sqft · built 1998
Lot Size	0.124 acres (5,421 sqft)
Owner	Owner Name on File
Last Sale	$340,500 (Sep 2011)
Tax Bill	$5,352 (2025)
Deeds & Mortgages	May 2025 Line of Credit May 2017 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-53-105`

Property Details

APN / Parcel Number

Primary APN	`790-53-105`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,829 sqft Living Area
1st Floor Area	832 sqft
2nd Floor Area	997 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Architectural Style	Other
Construction Type	Wood
Lot Area	5,421 sqft (0.124 acres)
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	320 HONEY CT
City	GILROY
State	CA
Zip	95020-7277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 8924 LOT 74
Legal Subdivision	8924
Legal Tract	8924
Legal Lot Number	74
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512514

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	320 HONEY CT, GILROY, CA 95020-7277
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 10, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 9, 2011 · Amount on Record
Deed Sale	Sep 9, 2011 · Amount on Record
Prior Sale	Sep 9, 2011 · Amount on Record
Deed Document Number	0021310800
Last Transfer Date	Mar 13, 2013
Transfer Doc	0022130262
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	320 HONEY CT, GILROY, CA 95020-7277
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HONEY CT, GILROY, CA 95020-7277

Mortgage

Document Number	0025808446
Date	May 19, 2025
Instrument	25808446

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2055

Interest

Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	320 HONEY CT, GILROY, CA 95020-7277
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023644733
Date	May 10, 2017
Instrument	23644733

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	320 HONEY CT, GILROY, CA 95020-7277
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HONEY CT, GILROY, CA 95020-7277

Mortgage

Document Number	0024636115
Date	Sep 30, 2020
Instrument	24636115

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,352.00 (+2.2%)	$427,677 (+4.04%) Land $149,592 Building $278,085
2023	$5,237.00 (+1.67%)	$411,072 Land $143,784 Building $267,288
2022	$5,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: California Internet, Frontier, Verizon.

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