Otsego County and Worcester Town property record for 320 Hill Rd, Worcester, NY 12197
| Property Type | Rural Home |
|---|---|
| Lot Size | 102 acres (4,470,563 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,000 (Jul 2022) |
| Tax Bill | $4,726 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 200.00-1-48.01 |
| Primary APN | 366600 200.00-1-48.01 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,470,563 sqft (102 acres) |
|---|
| Account Number | 480180002 |
|---|---|
| Street Address | 320 HILL RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 48.010 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 590702 |
320 Hill Rd, a rural home, is owned and occupied by an individual who bought it in July 2022.
Source: Otsego County and Worcester Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 HILL RD, WORCESTER, NY 12197-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on File |
| Deed Sale | Jul 14, 2022 · Amount on File |
| Deed Document Number | 20223861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 14, 2022 |
| Property Address | 320 HILL RD, WORCESTER, NY 12197-2119 |
| Document Number | 0000000861 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022-3861 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 ACADEMY LN, OAKDALE, NY 11769-1828 |
| Document Number | 0000000862 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022-3862 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 320 Hill Rd was $4,726, up 0.3% from the year before.
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,726.00 (+0.34%) | ||
| 2025 | $4,710.00 | $80,600 Land $58,800 Building $21,800 | $196,107 Land $143,066 Building $53,041 |
| 2023 | $80,600 Land $58,800 Building $21,800 | $175,217 Land $127,826 Building $47,391 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures