320 Highland Ave, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 320 Highland Ave, Mount Vernon, NY 10553

Property Summary

Property Type	Duplex
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Aug 2019)
Tax Bill	$18,906 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.26-4049-6`

Property Details

APN / Parcel Number

Primary APN	`550800 169.26-4049-6`
Alternative APNs	`080016902640490060000000` `103720`

Exterior

Architectural Style	Duplex Single
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	103720
Street Address	320 HIGHLAND AVE
City	MOUNT VERNON
State	NY
Zip	10553-2100
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	MOUNT VERNON HEIGHTS
Legal Block	4049
Legal Lot Number	6.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4003
Census Tract	3400

Owner

320 Highland Ave, a duplex, is owned and occupied by an individual who bought it in August 2019.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	320 HIGHLAND AVE, MOUNT VERNON, NY 10553-2100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2019	Deed, Transfer · FHA Mortgage UNITED MORTGAGE CORP
Jun 18, 2018	Trustee's Deed, Transfer BLACKACRE TITLE AGENCY CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	2019592123215
Prior Transfer Date	May 14, 1996
Prior Transfer Doc	1145000307
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	320 HIGHLAND AVE, MOUNT VERNON, NY 10553-2100
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HIGHLAND AVE, MOUNT VERNON, NY 10553-2100

Mortgage

Document Number	0622153019
Date	Aug 3, 2022
Instrument	622153019

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	352 Months
Due	Dec 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 19, 2019
Property Address	320 HIGHLAND AVE, MOUNT VERNON, NY 10553-2100
Document Number	0592123215
Map Reference	VOL 9 PG 109
Instrument Date	Aug 1, 2019
Instrument	592123215
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18211 UNION TPKE, 18211, FRESH MEADOWS, NY 11366-1637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHESTNUT HILL AVE, WHITE PLAINS, NY 10606-2450

Mortgage

Document Number	0592283478
Date	Aug 19, 2019
Instrument	592283478

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

June 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 18, 2018
Property Address	320 HIGHLAND AVE, MOUNT VERNON, NY 10553-2100
Document Number	0581373438
Book / Page	058137 / 003438
Instrument Date	May 23, 2018
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	BLACKACRE TITLE AGENCY CORPORATION

Transaction

Amount	Amount on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18307 UNION TPKE FLUSHING NY 113661600, FLUSHING, NY 11366-1600

Tax Assessment & Valuation

The 2026 property tax bill for 320 Highland Ave was $18,906, up 36.7% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,906.00 (+36.73%)
2025	$13,827.00	$11,000 (-) Land $2,500 Building $8,500	$611,111 (+6.67%) Land $138,889 Building $472,222
2024		$11,000 (-) Land $2,500 Building $8,500	$572,916 (-10.94%) Land $130,208 Building $442,708
2023		$11,000 Land $2,500 Building $8,500	$643,275 Land $146,199 Building $497,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Highland Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Highland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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