320 Hideaway Bay Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 320 Hideaway Bay Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,669 sqft · built 1999
Lot Size	0.814 acres (35,458 sqft)
Owner	Individual Name on Record
Last Sale	$2,950,000 (May 2023)
Tax Bill	$16,487 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`28-2S-21-42402-00D-0020`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42402-00D-0020`
Alternative APN	`1060464`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,669 sqft Living Area
Gross Area	6,277 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,458 sqft (0.814 acres)
Lot Dimensions	35.5 ft deep x 10 ft wide
Garage Type	Unfinished
Garage Area	668 sqft

Exterior Amenities

Porch	Porch
Porch Area	881 sqft
Deck Area	Deck Area
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1060464
Street Address	320 HIDEAWAY BAY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-6008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	LOT 2 BLK D PHASE 2 OF BAYSIDE PB 10-25 OR 1944-337 OR 2299-1744 OR 2403-355 OR 2818-468 OR 3159-2783 OR 3291-800
Legal Range	21W
Legal Township	02S
Legal Section	28
Legal Subdivision	BAYSIDE S/D PHASE 2
Legal Phase	2
Legal Block	D
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 HIDEAWAY BAY DR, MIRAMAR BEACH, FL 32550-6008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	0003291800
Deed Book / Page	3291 / 800
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	320 HIDEAWAY BAY DR, MIRAMAR BEACH, FL 32550-6008
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 MILTON RD, INVERNESS, IL 60067-4268

Mortgage

Document Number	OR33213991
Date	Apr 17, 2024
Book Page	OR3321/3991
Instrument	20240013222

Lender

Name	BMO BANK NA
Type	Bank
Address	320 S CANAL ST, CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2054

Interest

Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 31, 2023
Property Address	320 HIDEAWAY BAY DR, MIRAMAR BEACH, FL 32550-6008
Document Number	0032910800
Book / Page	3291 / 800
Map Reference	MB 10 PG 25&25A
Instrument Date	May 31, 2023
Instrument	20230019253
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 HIDEAWAY BAY DR, MIRAMAR BEACH, FL 32550-6008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 MILTON RD, INVERNESS, IL 60067-4268

Mortgage

Document Number	0003291802
Date	May 31, 2023
Instrument	3291/802

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 14, 2020
Property Address	320 HIDEAWAY BAY DR, MIRAMAR BEACH, FL 32550-6008
Document Number	0031592783
Book / Page	3159 / 2783
Map Reference	MB 10 PG 25
Instrument Date	Sep 10, 2020
Instrument	20200035785
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 SQUIRREL RD, 261, DEFUNIAK SPRINGS, FL 32433-7684

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5223

Mortgage

Document Number	0031592786
Date	Sep 14, 2020
Instrument	3159/2786

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,792,162 (+4.75%) Land $474,905 Building $1,317,257	$1,792,162 (+4.75%) Land $474,905 Building $1,317,257
2024	$16,487.00 (+16.13%)
2023	$14,197.00 (+5.09%)	$1,710,920 (+4.87%) Land $474,905 Building $1,236,015	$1,710,920 (+4.87%) Land $474,905 Building $1,236,015
2022	$13,509.00	$1,631,442 Land $527,145 Building $1,104,297	$1,631,442 Land $527,145 Building $1,104,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

Nearby Properties on Hideaway Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures