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320 Hickory Dr, Troy, MI 48083 Property Records

Oakland County property record for 320 Hickory Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1975
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Sep 2018)
Tax Bill$2,679 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-27-181-003

Property Details

APN / Parcel Number

Primary APN88-20-27-181-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area888 sqft
Basement Area888 sqft
Unfinished Basement888 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions130 ft deep x 53 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address320 HICKORY DR
CityTROY
StateMI
Zip48083-1620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 27 GREENOUGH HEIGHTS SUB E 1/2 OF LOT 50
Legal Range11E
Legal Township2N
Legal Section27
Legal SubdivisionGREENOUGH HEIGHTS
Legal Lot Number50
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1002
Census Tract197500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 HICKORY DR, TROY, MI 48083-1620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 13, 2019Deed of Trust, Mortgage · FHA Mortgage
LUXURY MORTGAGE CORP
Jun 5, 2020Deed of Trust, Construction Loan · Construction Mortgage
MR COOPER
Sep 25, 2018Warranty Deed, Transfer · FHA Mortgage
LUXURY MORTGAGE CORP
Sep 21, 2018Quit Claim Deed, Transfer
FRANKLIN TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2018 · Amount on Record
Deed SaleSep 25, 2018 · Amount on Record
Deed Document Number2018157527
Deed Book / Page52213 / 87
Prior Transfer DateMay 4, 2007
Prior Transfer Doc0000155869
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address320 HICKORY DR, TROY, MI 48083-1620
Transaction TypeMortgage
Record UpdatedMar 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 HICKORY DR, TROY, MI 48083-1620

Mortgage

Document Number0000048878
DateFeb 24, 2021
Book Page55763/751
Instrument48878
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address320 HICKORY DR, TROY, MI 48083-1620
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000150001
DateSep 13, 2019
Book Page53249/00459
Instrument150001
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
AddressSTAMFORD, CT 06901
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

June 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJun 5, 2020
Property Address320 HICKORY DR, TROY, MI 48083-1620
Document Number0000108996
Book / Page054310 / 000815
Instrument DateMay 29, 2020
Instrument108996
Transaction TypeConstruction Loan
Record UpdatedJul 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 HICKORY DR TROY MI 480831620, TROY, MI 48083-1620

Mortgage

Document Number0000108996
DateJun 5, 2020
Book Page054310/000815
Instrument108996
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 25, 2018
Property Address320 HICKORY DR, TROY, MI 48083-1620
Document Number0000157527
Book / Page52213 / 00087
Map ReferenceLB 27 PG 14
Instrument DateSep 5, 2018
Instrument157527
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,548.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 HICKORY DR, 320, TROY, MI 48083-1620

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 HICKORY DR, TROY, MI 48083-1620

Mortgage

Document Number0000157528
DateSep 25, 2018
Instrument157528
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateSep 21, 2018
Property Address320 HICKORY DR, TROY, MI 48083-1620
Document Number0000155869
Book / Page052204 / 000705
Instrument DateMay 4, 2007
Instrument155869
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyFRANKLIN TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address320 HICKORY DR TROY MI 480831620, TROY, MI 48083-1620

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,679.00 (-3.84%)
2023$201,760
2022$2,786.00$100,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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