320 Heritageoak Ct, Cincinnati, OH 45238 Property Records

Hamilton County property record for 320 Heritageoak Ct, Cincinnati, OH 45238 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1988
Square Footage2,147 sqft Living Area
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$234,000 (2019)
Tax Bill$5,784.00 (2025)

Property Details

APN / Parcel Number

Primary APN540-0071-0541-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,147 sqft Living Area
1st Floor1,027 sqft 1st Floor
2nd Floor1,120 sqft 2nd Floor
Basement Area1,027 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area14,375 sqft (0.33 acres)
Depth X Width184 ft x 39 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area529 sqft Garage
Patio Area225 sqft Patio
Porch1 Porch
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address320 HERITAGEOAK CT
CityCINCINNATI
StateOH
Zip45238-5156
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERITAGE OAK COURT 39.04 X 184.58 FT IRR LOT41 OAKWOOD PARK SUB
Legal SubdivisionOAKWOOD PARK SUB
Legal Lot Number41
JurisdictionHAMILTON OH
Minor Civil DivisionDELHI
Census Blockgroup4
Census Block4004
Census Tract21304

Owner

Source: Hamilton County records · APN 540-0071-0541-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address320 HERITAGEOAK CT, CINCINNATI, OH 45238-5156
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Mar 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND
Jun 13, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2019 · Amount on Record
Deed SaleJun 13, 2019 · Amount on Record
Prior SaleApr 27, 2010 · Amount on Record
Deed Doc Number2019-0046461
Deed Book / Page13938 / 00631
Record RefreshedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address320 HERITAGEOAK CT, CINCINNATI, OH 45238-5156
Transaction TypeMortgage
Record UpdatedOct 19, 2023
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066698
DateSep 19, 2023
Book Page15003/1471
Instrument2023-0066698
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 13, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address320 HERITAGEOAK CT, CINCINNATI, OH 45238-5156
Document Number0000021340
Instrument DateMar 03, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address320 HERITAGEOAK CT CINCINNATI OH 452385156, CINCINNATI, OH 45238-5156

Mortgage

Document Number0000021340
DateMar 03, 2020
Book Page014116/001406
Instrument21340
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 13, 2019
Property Address320 HERITAGEOAK CT, CINCINNATI, OH 45238-5156
Document Number0000046461
Book / Page013938 / 000631
Instrument DateMay 31, 2019
Instrument46461
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$936.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address320 HERITAGEOAK CT CINCINNATI OH 452385156, CINCINNATI, OH 45238-5156

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,784.00 (+2.66%)$96,019 (-) Land $17,255 Building $78,764
2024$5,634.00 (+0.95%)$96,019 (-) Land $17,255 Building $78,764
2023$5,581.00 (+3.01%)$96,019 (+17.24%) Land $17,255 Building $78,764$274,340 (+17.24%) Land $49,300 Building $225,040
2022$5,418.00 Homeowner's exemption$81,900 Land $15,680 Building $66,220
2020$234,000 Land $44,800 Building $189,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 22% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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