320 Helena Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 320 Helena Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,521 sqft · built 1986
Lot Size	0.156 acres (6,804 sqft)
Owner	Individual Name on File
Last Sale	$462,000 (Sep 2018)
Tax Bill	$6,698 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-611-024-7`

Property Details

APN / Parcel Number

Primary APN	`035-611-024-7`
Alternative APN	`035-611-024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,521 sqft Living Area
1st Floor Area	765 sqft
2nd Floor Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,804 sqft (0.156 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 HELENA CT
City	OAKLEY
State	CA
Zip	94561-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6656 L24
Legal Subdivision	SUBDIVISION 6656
Legal Tract	6656
Legal Lot Number	24
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	302014

Owner

320 Helena Ct is owned and occupied by an individual who bought it in September 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	320 HELENA CT, OAKLEY, CA 94561-2203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 14, 2018	Grant Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	2018147608
Prior Transfer Date	Jun 30, 2016
Prior Transfer Doc	0000134450
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	320 HELENA CT, OAKLEY, CA 94561-2203
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HELENA CT, OAKLEY, CA 94561-2203

Mortgage

Document Number	0000134485
Date	Dec 21, 2023
Instrument	2023-134485

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	320 HELENA CT, OAKLEY, CA 94561-2203
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HELENA CT, OAKLEY, CA 94561-2203

Mortgage

Document Number	0000113249
Date	Jul 14, 2022
Instrument	2022-113249

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	320 HELENA CT, OAKLEY, CA 94561-2203
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HELENA CT, OAKLEY, CA 94561-2203

Mortgage

Document Number	0000156408
Date	May 27, 2021
Instrument	2021-156408

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2018
Property Address	320 HELENA CT, OAKLEY, CA 94561-2203
Document Number	0000147608
Instrument Date	Sep 5, 2018
Instrument	147608
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HELENA CT OAKLEY CA 945612203, OAKLEY, CA 94561-2203

Mortgage

Document Number	147609
Date	Sep 14, 2018
Instrument	147609

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2048

Mortgage

Document Number	147611,
Date	Sep 14, 2018
Instrument	147611

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 320 Helena Ct was $6,698 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,671 (+2%) Land $216,184 Building $309,487
2025	$6,698.00 Homeowner's exemption	$515,365 Land $211,946 Building $303,419
2023	$6,504.00 (+0.84%) Homeowner's exemption	$495,355 Land $203,717 Building $291,638
2022	$6,450.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 320 Helena Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Helena Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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