320 Heather Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 320 Heather Dr, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,560 sqft · built 1973
Lot Size	0.043 acres (1,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,400 (Apr 2007)
Tax Bill	$2,203 (2024)
Deeds & Mortgages	Mar 2024 Transfer Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-314-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-314-007.000-018`
Alternative APN	`1610300314007000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	2,304 sqft
2nd Floor Area	816 sqft
Basement Area	744 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Row Home
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,919 sqft (0.043 acres)
Lot Dimensions	80 ft deep x 24 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	320 HEATHER DR
City	CARMEL
State	IN
Zip	46032-2129
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, CARMELAIRE, LOT 6
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMELAIRE
Legal Lot Number	6
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1007
Census Tract	111007

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 HEATHER DR, CARMEL, IN 46032-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Transfer on Death Deed, Transfer
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2007 · Amount on Record
Deed Sale	Apr 5, 2007 · Amount on Record
Prior Sale	Sep 15, 2003 · Amount on Record
Deed Document Number	200718898
Last Transfer Date	Mar 8, 2024
Transfer Doc	0000007867
Record Updated	Sep 20, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 8, 2024
Property Address	320 HEATHER DR, CARMEL, IN 46032-2129
Document Number	0000007867
Map Reference	MB 4 PG 97
Instrument Date	Mar 8, 2024
Instrument	2024007867
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	320 HEATHER DR, CARMEL, IN 46032-2129

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	320 HEATHER DR, CARMEL, IN 46032-2129
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HEATHER DR, CARMEL, IN 46032-2129

Mortgage

Document Number	0000002115
Date	Jan 22, 2024
Instrument	2024002115

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,300 (+11.49%) Land $84,000 Building $166,300	$250,300 (+11.49%) Land $84,000 Building $166,300
2024	$2,203.00 (+2.75%)	$224,500 (-0.36%) Land $84,000 Building $140,500	$224,500 (-0.36%) Land $84,000 Building $140,500
2023	$2,144.00 (+9.11%)	$225,300 (+14.83%) Land $57,200 Building $168,100	$225,300 (+14.83%) Land $57,200 Building $168,100
2022	$1,965.00	$196,200 Land $57,200 Building $139,000	$196,200 Land $57,200 Building $139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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