Charlotte County property record for 320 Harvey St, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,549 sqft · built 1922 |
| Lot Size | 0.245 acres (10,710 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $5,738 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 41-23-06-363-003 |
| Primary APN | 41-23-06-363-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,549 sqft Living Area |
| Gross Area | 2,090 sqft |
| Upper Floors Area | 440 sqft |
| Year Built | Built 1922 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Metal |
| Lot Area | 10,710 sqft (0.245 acres) |
| Lot Dimensions | 92 ft deep x 105 ft wide |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Porch |
| Porch Area | 541 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004701478 |
|---|---|
| Old Parcel Number | 00918830000001 |
| Street Address | 320 HARVEY ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-4816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-15 |
| Legal Description | PUG 000 0045 0025 PUNTA GORDA BLK 45 LTS 25 27 SUBS 1/2 LT 1 195/200 236/580 366/555 375/640 375/781 497/584 867/60 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 06 |
| Legal Subdivision | PUNTA GORDA |
| Legal Block | 45 |
| Legal Lot Number | 1 27 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 10301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Punta Gorda Residential District listed 1991 · 126 contributing resources · NRIS 90002103 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 320 Harvey St acquired it in July 2010.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 5072 BRISTOL INDUSTRIAL WAY STE A, A, BUFORD, GA 30518-1778 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 12, 2010 |
| Transfer Doc | 0034940220 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 320 Harvey St was $5,738.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,738.00 | $325,530 | $369,784 Land $283,500 Building $86,284 |
| 2023 | $5,647.00 (+6.33%) | $255,228 (-38.56%) | $406,283 (-2.2%) Land $304,500 Building $101,783 |
| 2022 | $5,311.00 | $415,429 Land $242,403 Building $173,026 | $415,429 Land $242,403 Building $173,026 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Harvey St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 308 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 556 units insured incl. 248 condo units |
| Nearby Flood Claims | 627 (1979–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Harvey St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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