320 Harrison St, Piqua, OH 45356 Property Records

Miami County property record for 320 Harrison St, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,498 sqft · built 1920
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$52,058 (Jan 2019)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N44-000200`

Property Details

APN / Parcel Number

Primary APN	`N44-000200`
Alternative APNs	`060617.2-15-020-00` `N44NE031 00800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	2,416 sqft
Attic	Attic
Attic Area	290 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	175 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	320 HARRISON ST
City	PIQUA
State	OH
Zip	45356-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5 2X94.75 NE COR IN LOT 6 40X81.75 SE COR
Legal Lot Number	5
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	7
Census Block	7012
Census Tract	315100

Owner

320 Harrison St is owned and occupied by two individuals who bought it in January 2019.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 HARRISON ST, PIQUA, OH 45356-2424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN
Jan 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Prior Sale	Oct 20, 1989 · Amount on File
Deed Document Number	20192019OR-00159
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	320 HARRISON ST, PIQUA, OH 45356-2424
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000533
Date	Jan 17, 2024
Instrument	2024OR-00533

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	225 PICTORIA DR STE 700, CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 10, 2049

Interest

Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	320 HARRISON ST, PIQUA, OH 45356-2424
Document Number	0000008028
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 HARRISON ST PIQUA OH 453562424, PIQUA, OH 45356-2424

Mortgage

Document Number	0000008028
Date	Jun 18, 2020
Instrument	8028

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 3, 2019
Property Address	320 HARRISON ST, PIQUA, OH 45356-2424
Document Number	0000000159
Instrument Date	Dec 14, 2018
Instrument	159
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$104.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 HARRISON ST PIQUA OH 453562424, PIQUA, OH 45356-2424

Tax Assessment & Valuation

The 2025 property tax bill for 320 Harrison St was $1,330 with a homeowner's exemption, up 11.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,330.00 (+11.67%) Homeowner's exemption	$35,150 (+44.23%) Land $5,220 Building $29,930	$100,400 Land $14,900 Building $85,500
2024	$1,191.00 (+10.38%) Homeowner's exemption	$24,370 (-) Land $5,430 Building $18,940
2023	$1,079.00 (-3.14%) Homeowner's exemption	$24,370 (-) Land $5,430 Building $18,940	$69,600 (-) Land $15,500 Building $54,100
2022	$1,114.00 Homeowner's exemption	$24,370 Land $5,430 Building $18,940	$69,600 Land $15,500 Building $54,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Harrison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 Harrison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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