320 Harrison Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 320 Harrison Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,589 sqft · built 1907
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jul 2017)
Tax Bill	$16,826 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2025 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-01207-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`20-01207-0000-00001`
Alternative APNs	`2000310000000021` `200120700001`

Interior

Stories	2 Stories
Building Area	2,589 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Colonial
Construction Type	Frame
Lot Area	6,399 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2000310000000021
Street Address	320 HARRISON AVE
City	WESTFIELD
State	NJ
Zip	07090-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1207
Legal Lot Number	1
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4012
Census Tract	36400

Owner

320 Harrison Ave is owned and occupied by two individuals who acquired it in April 2021.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BETTER MORTGAGE CORPORATION
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 24, 2017	Grant Deed, Transfer · Conventional with PMI ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	Jun 23, 1997 · Amount on File
Deed Document Number	2017289028
Last Transfer Date	Apr 24, 2021
Transfer Doc	0064202778
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Aug 10, 2026
Property Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437
Document Number	0000095773
Book / Page	15841 / 2645
Instrument Date	Jul 31, 2026
Instrument	202695773
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	TITLE365 - OMAHA, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437

Mortgage

Document Number	0000095773,
Date	Aug 10, 2026
Book Page	15841/2645
Instrument	202695773

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2056

Interest

Rate	6.43%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156892218
Date	Sep 8, 2025
Book Page	15689/2218
Instrument	82750

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2040

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437

Mortgage

Document Number	0154132738
Date	Sep 19, 2023
Book Page	15413/2738
Instrument	56476

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Jul 13, 2021
Property Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437
Document Number	0064202778
Book / Page	6420 / 2778
Instrument Date	Apr 24, 2021
Instrument	6829
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437

Mortgage

Document Number	0000016424
Date	Jul 13, 2021
Instrument	16424

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142210409
Date	Jan 18, 2017
Book Page	14221/0409
Instrument	635232

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	419 Months
Due	Dec 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	21%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142210392
Date	Jan 18, 2017
Book Page	14221/0392
Instrument	635231

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 24, 2017
Property Address	320 HARRISON AVE, WESTFIELD, NJ 07090-2437
Document Number	0062020846
Book / Page	006202 / 000846
Instrument Date	Jul 12, 2017
Instrument	289028
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HARRISON AVE WESTFIELD NJ 070902437, WESTFIELD, NJ 07090-2437

Mortgage

Document Number	143050218
Date	Jul 24, 2017
Book Page	014305/000218
Instrument	643545

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 320 Harrison Ave was $16,826, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$734,100 (-) Land $469,100 Building $265,000	$734,100 (-) Land $469,100 Building $265,000
2025	$16,826.00 (+1.78%)	$734,100 Land $469,100 Building $265,000	$734,100 Land $469,100 Building $265,000
2024	$16,532.00
2023		$734,100 Land $469,100 Building $265,000	$734,100 Land $469,100 Building $265,000
2022	$15,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Harrison Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Harrison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Harrison Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures