Champaign County property record for 320 Harmon Ave, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,064 sqft · built 1974 |
| Lot Size | 0.181 acres (7,920 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,630 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Nov 2022 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026362-7 |
| Primary APN | 026362-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Raised Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 7,920 sqft (0.181 acres) |
| Lot Dimensions | 165 ft deep x 48 ft wide |
| Deck Area | Deck Area |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 026362-7 |
|---|---|
| Street Address | 320 HARMON AVE |
| City | URBANA |
| State | OH |
| Zip | 43078-1067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 00-00-00 __ HOMECREST ADDNLOT 102 |
| Legal Subdivision | HOMECREST ADDN |
| Legal Lot Number | 102 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | URBANA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10400 |
320 Harmon Ave is owned and occupied by an individual who acquired it in March 2023.
Source: Champaign County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 HARMON AVE, URBANA, OH 43078-1067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2023 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC |
| Nov 14, 2022 | Sheriff's Deed, Foreclosure |
| Sep 6, 2019 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2023 |
| Deed Sale | Mar 23, 2023 |
| Prior Sale | Nov 14, 2022 · Amount on File |
| Deed Document Number | 20231029 |
| Deed Book / Page | 589 / 4821 |
| Prior Transfer Date | Dec 12, 2014 |
| Prior Transfer Doc | 529/0760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Mar 23, 2023 |
| Property Address | 320 HARMON AVE, URBANA, OH 43078-1067 |
| Document Number | 00589/4821 |
| Book / Page | 589 / 4821 |
| Map Reference | MB D PG 34 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 202300001029 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | ESS TITLE AGENCY, ACCESS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 119 S SANDUSKY AVE, BUCYRUS, OH 44820-2220 |
| Document Number | 202300001030 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 202300001030 |
| Name | FIRST FEDERAL COMMUNITY BANK OF BUC |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Nov 14, 2022 |
| Property Address | 320 HARMON AVE, URBANA, OH 43078-1067 |
| Document Number | 00588/1520 |
| Book / Page | 588 / 1520 |
| Map Reference | MB D PG 34 PL 312 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 202200005601 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Sep 6, 2019 |
| Property Address | 320 HARMON AVE, URBANA, OH 43078-1067 |
| Document Number | 567/3100 |
| Book / Page | 567 / 3100 |
| Map Reference | MB D PG 34 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 201900003558 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 HARMON AVE, 320, URBANA, OH 43078-1067 |
| Name | Verified Name |
|---|---|
| Address | 215 MAPLE WOOD CIR, URBANA, OH 43078-8200 |
The 2025 property tax bill for 320 Harmon Ave was $1,630, down 0.9% from the year before.
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Municipality | Urbana City |
| Unified School District | Urbana City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,630.00 (-0.91%) | $47,340 (+74.62%) Land $6,760 Building $40,580 | $135,250 Land $19,320 Building $115,930 |
| 2024 | $1,645.00 (+42.3%) | $27,110 (-) Land $4,270 Building $22,840 | |
| 2023 | $1,156.00 (-0.52%) | $27,110 (-) Land $4,270 Building $22,840 | $77,470 (-) Land $12,200 Building $65,270 |
| 2022 | $1,162.00 | $27,110 Land $4,270 Building $22,840 | $77,470 Land $12,200 Building $65,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Harmon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 Harmon Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URBANA CITY PWS serves 11,428 people · EPA ID OH1101212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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