320 Hardwick St, Belvidere, NJ 07823 Property Records

Warren County and Belvidere Town property record for 320 Hardwick St, Belvidere, NJ 07823

Property Summary

Property Type	Single Family Home
Details	2,024 sqft · built 1900
Lot Size	0.282 acres (12,288 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Mar 2005)
Tax Bill	$9,886 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-00027-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`03-00027-0000-00006`
Alternative APNs	`030002700006` `6059`

Interior

Stories	2 Stories
Building Area	2,024 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	12,288 sqft (0.282 acres)
Lot Dimensions	192 ft deep x 64 ft wide

Location & Zoning

Account Number	6059
Street Address	320 HARDWICK ST
City	BELVIDERE
State	NJ
Zip	07823-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Block	27
Legal Lot Number	6
Jurisdiction	WARREN NJ
Township / Civil Division	BELVIDERE
Census Block Group	3
Census Block	3009
Census Tract	31700

Owner

Source: Warren County and Belvidere Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 HARDWICK ST, BELVIDERE, NJ 07823-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Redemption Deed, Transfer · Conventional Mortgage LAKELAND BANK
Oct 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2005 · Amount on Record
Deed Sale	Mar 11, 2005 · Amount on Record
Deed Document Number	2005249205
Deed Book / Page	1987 / 204
Prior Transfer Date	Jul 16, 1998
Prior Transfer Doc	0000092150
Record Updated	Oct 29, 2026

February 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	WARREN NJ
Recording Date	Feb 28, 2023
Property Address	320 HARDWICK ST, BELVIDERE, NJ 07823-1818
Document Number	001022/220
Book / Page	1022 / 220
Instrument Date	Sep 7, 2022
Instrument	2023-588889
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007443/220
Date	Feb 28, 2023
Book Page	7443/220
Instrument	2023-588891

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2038
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Oct 17, 2019
Property Address	320 HARDWICK ST, BELVIDERE, NJ 07823-1818
Document Number	0000518071
Book / Page	003005 / 000295
Instrument Date	Oct 11, 2019
Instrument	518071
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HARDWICK ST BELVIDERE NJ 078231818, BELVIDERE, NJ 07823-1818

Tax Assessment & Valuation

Source: Warren County and Belvidere Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Belvidere Town
Unified School District	Belvidere Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,400 (-) Land $52,400 Building $247,000	$299,400 (-) Land $52,400 Building $247,000
2025	$9,886.00 (+3.74%)	$299,400 (-) Land $52,400 Building $247,000	$299,400 (-) Land $52,400 Building $247,000
2024	$9,530.00 (+15.99%)
2023		$299,400 Land $52,400 Building $247,000	$299,400 Land $52,400 Building $247,000
2022	$8,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	50 (1996–2011)
Claims Outside the SFHA	18 of 50
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2006 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - BELVIDERE private · serves 2,854 people · EPA ID NJ2103001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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