Broome County and Vestal Town property record for 320 Harding Ave, Vestal, NY 13850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,575 sqft · built 1945 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,438 (2026) |
| Deeds & Mortgages | May 2018 Transfer |
| APN | 034800 172.44-2-28 |
| Primary APN | 034800 172.44-2-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 650 sqft |
| 2nd Floor Area | 650 sqft |
| Upper Floors Area | 275 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 90 sqft |
| Canopy | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 48053400000 |
|---|---|
| Street Address | 320 HARDING AVE |
| City | VESTAL |
| State | NY |
| Zip | 13850-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2 |
| Legal Description | 003000000100B0170000 |
| Legal Subdivision | HOFFMAN SUB |
| Legal Block | 2 |
| Legal Lot Number | 28.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | VESTAL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14500 |
320 Harding Ave is owned and occupied by an individual who acquired it in August 2004.
Source: Broome County and Vestal Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 HARDING AVE, VESTAL, NY 13850-1312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2004 |
| Transfer Doc | 0020800195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | May 30, 2018 |
| Property Address | 320 HARDING AVE, VESTAL, NY 13850-1312 |
| Document Number | 0025580149 |
| Book / Page | 002558 / 000149 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 HARDING AVE VESTAL NY 138501312, VESTAL, NY 13850-1312 |
The 2026 property tax bill for 320 Harding Ave was $5,438, up 1.2% from the year before.
Source: Broome County and Vestal Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Vestal Town |
| Unified School District | Vestal Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,438.00 (+1.23%) | ||
| 2025 | $5,372.00 (+2.46%) | $192,200 Land $14,900 Building $177,300 | $192,200 Land $14,900 Building $177,300 |
| 2024 | $5,243.00 | ||
| 2023 | $166,300 Land $14,900 Building $151,400 | $166,300 Land $14,900 Building $151,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 320 Harding Ave; there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1980–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Harding Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VESTAL CONSOLIDATED W.D. #1 serves 22,200 people · EPA ID NY0301674 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Zeta Broadband.
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