Baltimore County property record for 320 Harding Ave, Baltimore, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1939 |
| Lot Size | 0.322 acres (14,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,500 (Nov 2025) |
| Tax Bill | $2,774 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| APN | 15-1523003320 |
| Primary APN | 15-1523003320 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,152 sqft Total Area |
| 1st Floor Area | 768 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,040 sqft (0.322 acres) |
| Lot Width | 72 ft Width |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 1523003320 |
|---|---|
| Street Address | 320 HARDING AVE |
| City | BALTIMORE |
| State | MD |
| Zip | 21220-3705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 PT 2 320 HARDING AVE WOODROW HEIGHTS |
| Legal Subdivision | WOODROW HEIGHTS |
| Legal Lot Number | 1 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 451300 |
320 Harding Ave is owned and occupied by an individual who bought it in November 2025.
Source: Baltimore County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 HARDING AVE, BALTIMORE, MD 21220-3705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND |
| Nov 21, 2025 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | May 3, 2003 · Amount on File |
| Deed Document Number | 0050740382 |
| Deed Book / Page | 50740 / 382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 320 HARDING AVE, BALTIMORE, MD 21220-3705 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0456560410 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 45656/410 |
| Name | STATE EMPLOYEES CU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Nov 21, 2025 |
| Property Address | 320 HARDING AVE, BALTIMORE, MD 21220-3705 |
| Document Number | 0507400382 |
| Book / Page | 50740 / 382 |
| Instrument Date | Oct 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $606.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 320 HARDING AVE, BALTIMORE, MD 21220-3705 |
| Document Number | 0050740389 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 50740/389 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 320 HARDING AVE, BALTIMORE, MD 21220-3705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0411950450 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 41195/450 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2029 |
The 2025 property tax bill for 320 Harding Ave was $2,774 with a homeowner's exemption.
Source: Baltimore County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,774.00 Homeowner's exemption | $179,033 | $191,700 Land $86,000 Building $105,700 |
| 2023 | $1,216.00 Homeowner's exemption | $153,700 Land $81,500 Building $72,200 | $153,700 Land $81,500 Building $72,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 320 Harding Ave; there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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