320 Harbour Point Rd, Beaufort, NC 28516 Property Records

Carteret County property record for 320 Harbour Point Rd, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1978
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Oct 2006)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`7336.03.02.0830000`

Property Details

APN / Parcel Number

Primary APN	`7336.03.02.0830000`
Alternative APNs	`425519` `52077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
Gross Area	2,800 sqft
1st Floor Area	1,680 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,165 sqft (0.417 acres)
Lot Dimensions	203 ft deep x 90 ft wide
View / Lot	Waterfront
Garage Type	Unfinished

Exterior Amenities

Porch	Porch
Porch Area	280 sqft
Deck Area	60 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	52077
Street Address	320 HARBOUR POINT RD
City	BEAUFORT
State	NC
Zip	28516-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6 REX BURTON DIVISION
Legal Subdivision	STRAITS HAVEN
Legal Block	02
Legal Lot Number	6
Jurisdiction	CARTERET NC
Township / Civil Division	STRAITS
Census Block Group	1
Census Block	1023
Census Tract	970103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 PARLIAMENT PL, APEX, NC 27502-9262
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH STATE BANK
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2006 · Amount on Record
Deed Sale	Oct 30, 2006 · Amount on Record
Deed Document Number	20061196032
Deed Book / Page	1196 / 32
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	320 HARBOUR POINT RD, BEAUFORT, NC 28516-7229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015950307
Date	Dec 18, 2017
Book Page	1595/307
Instrument	1595307

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	320 HARBOUR POINT RD, BEAUFORT, NC 28516-7229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016740494
Date	Jun 11, 2020
Book Page	1674/494
Instrument	1674494

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,802 (-) Land $246,024 Building $278,778	$524,802 (-) Land $246,024 Building $278,778
2025	$1,961.00 (+40.88%)	$524,802 (+106.35%) Land $246,024 Building $278,778	$524,802 (+106.35%) Land $246,024 Building $278,778
2023		$254,331 Land $119,543 Building $134,788	$254,331 Land $119,543 Building $134,788
2022	$1,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	170 (1985–2025)
Claims Outside the SFHA	1 of 170
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 88 claims Hurricane Irene, Aug 2011 · 18 claims Hurricane Isabel, Sep 2003 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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