Kane County property record for 320 Hamilton Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.159 acres (6,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $685,000 (Aug 2025) |
| Tax Bill | $14,409 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-332-016 |
| Primary APN | 09-29-332-016 |
|---|
| Lot Area | 6,928 sqft (0.159 acres) |
|---|
| Street Address | 320 HAMILTON RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM HEIGHTS RESUB LT 29 |
| Legal Subdivision | ANTHEM HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 852203 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 HAMILTON RD, SAINT CHARLES, IL 60175-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Jan 15, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on Record |
| Deed Sale | Aug 4, 2025 · Amount on Record |
| Prior Sale | Jan 15, 2020 · Amount on Record |
| Deed Document Number | 202528989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 HAMILTON RD, ST CHARLES, IL 60175-8010 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Title Company | AMERICAN NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005866 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2024K005866 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 HAMILTON RD, ST CHARLES, IL 60175-8010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2400 E MAIN ST 103103, 103103, SAINT CHARLES, IL 60174-2436 |
| Document Number | 0000047021 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 2022K047021 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 HAMILTON RD, ST CHARLES, IL 60175-8010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008813 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021K008813 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Prepayment Penalty | 00 Months |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 15, 2020 |
| Property Address | 320 HAMILTON RD, ST CHARLES, IL 60175-8010 |
| Document Number | 0000002734 |
| Map Reference | DOC 2017K02054 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2020K002734 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440 |
| Name | Verified Name |
|---|---|
| Address | 320 HAMILTON RD, SAINT CHARLES, IL 60175-8010 |
| Document Number | 0000002735 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2020K002735 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,409.00 (+19.98%) | ||
| 2024 | $214,835 (+40.83%) Land $37,240 Building $177,595 | $644,763 (+40.88%) Land $111,765 Building $532,998 | |
| 2022 | $12,010.00 (+5.63%) Homeowner's exemption | $152,552 (+4.91%) Land $36,893 Building $115,659 | $457,656 (+4.91%) Land $110,679 Building $346,977 |
| 2021 | $11,370.00 Homeowner's exemption | $145,412 Land $35,166 Building $110,246 | $436,236 Land $105,498 Building $330,738 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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