320 Grove St, Charleston, SC 29403 Property Records

Charleston County property record for 320 Grove St, Charleston, SC 29403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,407 sqft · built 1947
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$2,052,500 (Feb 2026)
Tax Bill$3,632 (2025)
Deeds & MortgagesFeb 2026 Sale
Jun 2020 Mortgage
Flood ZoneZone AE (high risk)
APN463-10-03-008

Property Details

APN / Parcel Number

Primary APN463-10-03-008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,407 sqft Living Area
1st Floor Area1,317 sqft
Upper Floors Area1,090 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleMulti-Family
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions105 ft deep x 56 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area105 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address320 GROVE ST
CityCHARLESTON
StateSC
Zip29403-3514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -320 GROVE ST DESCRIPTION -PT LTS 7 & 8 BLK D
Legal Subdivision320 GROVE ST
Legal BlockD
Legal Lot Number7-8
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group2
Census Block2032
Census Tract5900

Owner

320 Grove St is owned and occupied by an individual who bought it in February 2026.

Source: Charleston County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address320 GROVE ST, CHARLESTON, SC 29403-3514
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Warranty Deed, Transfer
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2026 · Amount on File
Deed SaleFeb 6, 2026 · Amount on File
Prior SaleJan 22, 2015 · Amount on File
Deed Book / Page1367 / 980
Prior Transfer DateApr 4, 2007
Prior Transfer Doc00M6240613
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLESTON SC
Recording DateFeb 6, 2026
Property Address320 GROVE ST, CHARLESTON, SC 29403-3514
Document Number0013670980
Book / Page1367 / 980
Map ReferenceMB C PG 147
Instrument DateJan 26, 2026
Transaction TypeTransfer
Record UpdatedFeb 23, 2026

Transaction

AmountAmount on Record
Tax$5,336.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 GROVE ST, CHARLESTON, SC 29403-3514

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address320 GROVE ST, CHARLESTON, SC 29403-3514
Document Number0890/0184
Instrument DateJun 2, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 GROVE ST CHARLESTON SC 294033514, CHARLESTON, SC 29403-3514

Mortgage

Document Number0890/0184
DateJun 15, 2020
Book Page000890/000184
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 320 Grove St was $3,632, up 10.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,632.00 (+10.46%)$731,079 (+2,774.87%) Land $264,685 Building $466,394$1,201,500 Land $435,000 Building $766,500
2024$3,288.00$25,430
2022$3,078.00$25,430$669,100 Land $308,700 Building $360,400
2020$669,100 Land $308,700 Building $360,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Grove St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 134 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies168 units insured
incl. 34 condo units
Nearby Flood Claims8 (1989–2024)
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Grove St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Grove St

Nearby Streets

Search Property Records by Address or Parcel Number