Monroe County property record for 320 Grinnell St, Key West, FL 33040
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,560 sqft · built 1929 |
| Lot Size | 0.107 acres (4,650 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,400,000 (Mar 2022) |
| Tax Bill | $17,903 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Oct 2019 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 00002690-000200 |
| Primary APN | 00002690-000200 |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,560 sqft Gross Area |
| 1st Floor Area | 3,560 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Fire Resistance | Fireproof Reinforced Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,650 sqft (0.107 acres) |
| Lot Dimensions | 75 ft deep x 62 ft wide |
| Porch | Open Porch |
| Porch Area | 818 sqft |
| Patio Area | 525 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8653379 |
|---|---|
| Street Address | 320 GRINNELL ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6932 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | HMDR |
| Legal Description | KW PT LOT 1 SQR 20 OR887-183 OR1233-1253/55 OR1341-569/70 OR1601-2079/81 OR2691-895/96 OR3164-1793 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 31 |
| Legal Subdivision | KEY WEST SQUARE 20 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 972500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
320 Grinnell St, a commercial property, is owned by a company that bought it in March 2022.
Source: Monroe County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 320 GRINNELL ST, KEY WEST, FL 33040-6932 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Warranty Deed, Transfer · Commercial Mortgage TRUIST BANK |
| Oct 21, 2019 | Loan Modification, Mortgage HANCOCK WHITNEY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Prior Sale | Jun 25, 2014 · Amount on File |
| Deed Document Number | 20222368522 |
| Deed Book / Page | 3164 / 1793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 31, 2022 |
| Property Address | 320 GRINNELL ST, KEY WEST, FL 33040-6932 |
| Document Number | 0031641793 |
| Book / Page | 3164 / 1793 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2368522 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 BOURBON ST, 315, NEW ORLEANS, LA 70130-2212 |
| Name | Verified Name |
|---|---|
| Address | 2506 N ROOSEVELT BLVD STE 104, 104, KEY WEST, FL 33040-3951 |
| Document Number | 0031641798 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 3164/1798 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 320 GRINNELL ST, KEY WEST, FL 33040-6932 |
| Document Number | 0030312320 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 315 BOURBON ST NEW ORLEANS LA 701302212, NEW ORLEANS, LA 70130-2212 |
| Document Number | 0030312320 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 003031/002320 |
| Instrument | 2273158 |
| Name | HANCOCK WHITNEY BK |
|---|---|
| Address | PO BOX 61260, NEW ORLEANS, LA 70161-1260 |
| Amount | Amount on Record |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,421,981 Land $1,807,990 Building $613,991 | $2,421,981 Land $1,807,990 Building $613,991 | |
| 2024 | $17,903.00 (-0.62%) | ||
| 2023 | $18,015.00 (+57.83%) | $2,028,828 (+60.89%) Land $1,549,706 Building $479,122 | $2,028,828 (+60.89%) Land $1,549,706 Building $479,122 |
| 2022 | $11,414.00 | $1,261,017 Land $754,639 Building $506,378 | $1,261,017 Land $754,639 Building $506,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Grinnell St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 202 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 units insured incl. 40 condo units |
| Nearby Flood Claims | 400 (1978–2024) |
| Claims Outside the SFHA | 44 of 400 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Grinnell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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