320 Graves St, Chillicothe, MO 64601 Property Records

Livingston County property record for 320 Graves St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,712 sqft · built 1925
Lot Size	0.198 acres (8,625 sqft)
Owner	Company Name on Record
Last Sale	$139,650 (Oct 2025)
Tax Bill	$475 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2009 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-01.00-01-2-40-11.00`

Property Details

APN / Parcel Number

Primary APN	`11-01.00-01-2-40-11.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
Attic	Attic
Attic Area	444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	135 ft deep x 64 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 GRAVES ST
City	CHILLICOTHE
State	MO
Zip	64601-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 1 TOWNSHIP 57 RANGE 24 LEGAL GRAVESVILLE ADDITION LOT 3 & S10 OF LOT 2 BLOCK 1 TIER 1
Legal Range	24
Legal Township	57
Legal Section	01
Legal Subdivision	GRAVESVILLE ADDITION
Legal Block	1
Legal Lot Number	3,2
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	3
Census Block	3031
Census Tract	480400

Owner

Source: Livingston County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 316, UTICA, MO 64686-0316
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage BPL MORTGAGE LLC
Aug 3, 2009	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Aug 14, 2025
Deed Document Number	20251716
Deed Book / Page	767 / 806
Prior Transfer Date	Oct 14, 2025
Prior Transfer Doc	000767/806
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MO
Recording Date	Oct 15, 2025
Property Address	320 GRAVES ST, CHILLICOTHE, MO 64601-3009
Document Number	000767/806
Book / Page	767 / 806
Instrument Date	Oct 14, 2025
Instrument	20251716
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	LIVINGSTON TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 316, UTICA, MO 64686-0316

Mortgage

Document Number	0020251717
Date	Oct 15, 2025
Instrument	20251717

Lender

Name	BPL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Aug 3, 2009
Property Address	320 GRAVES ST, CHILLICOTHE, MO 64601-3009
Document Number	000612/284
Book / Page	0612 / 284
Instrument Date	Jul 31, 2009
Instrument	20091541
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT AND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 GRAVES ST, CHILLICOTHE, MO 64601-3009
Investor	Possibly a Property Investor

Mortgage

Document Number	0020091542
Date	Aug 3, 2009
Instrument	20091542

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jul 31, 2042

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$475.00 (+3.49%)	$6,700 (+6.01%) Land $470 Building $6,230	$35,260 (+5.95%) Land $2,480 Building $32,780
2024	$459.00	$6,320 (-) Land $470 Building $5,850
2023		$6,320 Land $470 Building $5,850	$33,280 Land $2,480 Building $30,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable · Fiber in parts of the area	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Green Hills Technologies, Verizon.

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