320 Graciela Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 320 Graciela Cir, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,580 sqft Living Area
Lot Size11,325 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2022)
Tax Bill$3,696.00 (2025)

Property Details

APN / Parcel Number

Primary APN284146-0300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,580 sqft Living Area
Gross Area2,108 sqft Gross Area
1st Floor1,580 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,325 sqft (0.26 acres)
Depth X Width129 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Porch Area45 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address320 GRACIELA CIR
CitySAINT AUGUSTINE
StateFL
Zip32086-7837
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description13/114-124 REPLAT OF ST AUGUSTINE SHORES UNIT TWO LOT 30 BLK 146 OR5616/1026
Legal Range30E
Legal Township08S
Legal Section19
Legal SubdivisionST. AUGUSTINE SHORES UNIT 2 REPLAT
Legal Block146
Legal Lot Number30
Legal Unit2
JurisdictionST JOHNS FL
Minor Civil DivisionMATANZAS
Census Blockgroup2
Census Block2006
Census Tract21208

Owner

Source: St. Johns County records · APN 284146-0300

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address320 GRACIELA CIR, SAINT AUGUSTINE, FL 32086-7837
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE CO
Jun 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jul 09, 2018Loan Modification, Mortgage · Conventional Mortgage
MB FIN'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleJan 31, 2008 · Amount on Record
Deed Doc Number202278813
Deed Book / Page5616 / 1026
Prior Transfer DateAug 12, 2022
Prior Transfer Doc0056161026
Record RefreshedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 15, 2022
Property Address320 GRACIELA CIR, SAINT AUGUSTINE, FL 32086-7837
Document Number0056161026
Book / Page5616 / 1026
Map ReferenceMB 13 PG 114-124
Instrument DateAug 08, 2022
Instrument2022078813
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address82 SANCHEZ AVE, PALM COAST, FL 32137-3251

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address320 GRACIELA CIR, SAINT AUGUSTINE, FL 32086-7837

Mortgage

Document Number0056161028
DateAug 15, 2022
Instrument5616/1028
Lender
NameTHE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateSep 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.6%
IndexOther
Max Rate10.6%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address320 GRACIELA CIR, SAINT AUGUSTINE, FL 32086-7837
Document Number0049611147
Instrument DateJun 05, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address320 GRACIELA CIR ST AUGUSTINE FL 320867837, ST AUGUSTINE, FL 32086-7837

Mortgage

Document Number0049611147
DateJun 10, 2020
Book Page004961/001147
Instrument45090
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 09, 2040

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address320 GRACIELA CIR, SAINT AUGUSTINE, FL 32086-7837
Document Number0046070414
Instrument DateJul 09, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 GRACIELA CIRCLE SAINT AUGUSTI ST AUGUSTINE FL 32086, ST AUGUSTINE, FL 32086

Mortgage

Document Number0046070414
DateSep 04, 2018
Book Page004607/000414
Instrument64268
Lender
NameMB FIN'L BK
TypeBank
AddressWILMINGTON, OH 45177
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 03, 2043
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$302,309 (+4.82%)$302,555 (+4.91%) Land $113,073 Building $189,482
2025$3,696.00 (+10.23%) Homeowner's exemption$288,402 (+0.63%)$288,402 (+0.63%) Land $106,718 Building $181,684
2024$3,353.00 (-12.39%) Homeowner's exemption$286,600 (+1.8%)$286,600 (+1.8%) Land $106,718 Building $179,882
2023$3,827.00 (+9.28%)$281,536 (+10.32%)$281,536 (+10.32%) Land $106,718 Building $174,818
2022$3,502.00$255,205$255,205 Land $69,058 Building $186,147

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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