320 Grace St, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 320 Grace St, Smithfield, VA 23430 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,734 sqft · built 1885
Lot Size0.28 acres (12,044 sqft)
OwnerIndividual Name on File
Last Sale$416,000 (Mar 2021)
Tax Bill$3,783 (2025)
Flood ZoneZone X (minimal risk)
APN21A-01-132

Property Details

APN / Parcel Number

Primary APN21A-01-132
Alternative APNs
  • 5500995400
  • 2987

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,734 sqft Living Area
1st Floor Area3,065 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,044 sqft (0.28 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address320 GRACE ST
CitySMITHFIELD
StateVA
Zip23430-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description320 W GRACE ST
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionHARDY
Census Block Group3
Census Block3004
Census Tract280105

Owner

Source: Isle Of Wight County records · APN 21A-01-132

Assessment roll updated October 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 GRACE ST, SMITHFIELD, VA 23430-1112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Prior SaleMar 16, 1998 · Amount on Record
Deed Document Number20211797
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Isle Of Wight County records · Assessment roll updated October 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
MunicipalitySmithfield Town
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,783.00$488,200 (-) Land $105,000 Building $383,200$488,200 (-) Land $105,000 Building $383,200
2023$488,200 Land $105,000 Building $383,200$488,200 Land $105,000 Building $383,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510932801053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 9 individual NFIP policies nearby
Nearby Flood Policies9 in force
3 of 9 on primary residences
Nearby Flood Claims52 (1982–2020)
Claims Outside the SFHA10 of 52
Most Recent ClaimSep 2020, river or lake flooding
Flood Events
  • Hurricane Florence (Sep 2018), 3 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east (Nov 2009), 11 claims
  • Hurricane Isabel (Sep 2003), 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Smithfield Historic District
listed 1973 · 55 contributing resources · NRIS 73002022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Grace St

Nearby Streets

Search Property Records by Address or Parcel Number