320 Golf Course Rd, Morganton, NC 28655 Property Records

Burke County property record for 320 Golf Course Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,220 sqft · built 1978
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Feb 2017)
Tax Bill	$1,556 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1793427105`

Property Details

APN / Parcel Number

Primary APN	`1793427105`
Alternative APN	`31764`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Tile

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	231 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 GOLF COURSE RD
City	MORGANTON
State	NC
Zip	28655-5256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	320 GOLF COURSE RD MORGANTON, NC 28655
Legal Subdivision	MIMOSA HILLS SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3020
Census Tract	21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 HOPEWELL RD, MORGANTON, NC 28655-8252
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA
Feb 21, 2017	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Prior Sale	Jun 28, 2013 · Amount on Record
Deed Document Number	20171528
Deed Book / Page	2279 / 373
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	0020290310
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	320 GOLF COURSE RD, MORGANTON, NC 28655-5256
Document Number	0024530111
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 GOLF COURSE RD MORGANTON NC 286555256, MORGANTON, NC 28655-5256

Mortgage

Document Number	0024530111
Date	Mar 9, 2020
Book Page	002453/000111
Instrument	38020

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 21, 2017
Property Address	320 GOLF COURSE RD, MORGANTON, NC 28655-5256
Document Number	0022790373
Book / Page	002279 / 000373
Instrument Date	Feb 21, 2017
Instrument	1528
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 GOLF COURSE RD MORGANTON NC 286555256, MORGANTON, NC 28655-5256

Mortgage

Document Number	22790376
Date	Feb 21, 2017
Book Page	002279/000376
Instrument	1529

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,556.00 (+0.32%)	$262,145 (-) Land $35,120 Building $227,025	$262,145 (-) Land $35,120 Building $227,025
2025	$1,551.00 (-0.32%)	$262,145 (-) Land $35,120 Building $227,025	$262,145 (-) Land $35,120 Building $227,025
2023	$1,556.00	$262,145 Land $35,120 Building $227,025	$262,145 Land $35,120 Building $227,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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