Clinton County and Mooers Town property record for 320 Gilbert Rd, Mooers, NY 12958
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,777 sqft · built 1820 |
| Lot Size | 8.4 acres (365,904 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Nov 2022) |
| Tax Bill | $1,510 (2025) |
| Deeds & Mortgages | Sep 2025 Refinance Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093800 45.-1-31.9 |
| Primary APN | 093800 45.-1-31.9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 1,185 sqft |
| Upper Floors Area | 592 sqft |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 365,904 sqft (8.4 acres) |
| Garage Type | Mixed |
| Garage Area | 1,561 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 380 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 320 GILBERT RD |
|---|---|
| City | MOOERS |
| State | NY |
| Zip | 12958-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 90 REF TR ALSO TITLE 908/8 |
| Legal Block | 1 |
| Legal Lot Number | 31.092 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | MOOERS |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 104200 |
Source: Clinton County and Mooers Town records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 GILBERT RD, MOOERS, NY 12958-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Nov 7, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on Record |
| Deed Sale | Nov 7, 2022 · Amount on Record |
| Deed Document Number | 2022328221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 320 GILBERT RD, MOOERS, NY 12958-4116 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000346087 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 2025-00346087 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Nov 7, 2022 |
| Property Address | 320 GILBERT RD, MOOERS, NY 12958-4116 |
| Document Number | 0000328221 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 20220-00328221 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 LYNDE ST, PLATTSBURGH, NY 12901-1605 |
| Document Number | 22000328222 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 220-00328222 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clinton County and Mooers Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Mooers Town |
| Unified School District | Northeastern Clinton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,510.00 | $212,000 (+6%) Land $38,100 Building $173,900 | $212,000 (+6%) Land $38,100 Building $173,900 |
| 2023 | $200,000 Land $58,400 Building $141,600 | $200,000 Land $58,400 Building $141,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Champlain Technology Group Fiber | 500 / 500 |
5G and 4G LTE (outdoors only)
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