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320 Gerald Floyd Rd, Cochran, GA 31014 Property Records

Bleckley County property record for 320 Gerald Floyd Rd, Cochran, GA 31014

Property Summary

Property TypeRural Home
Details2.5 ba · 2,000 sqft · built 2023
Lot Size31.7 acres (1,383,901 sqft)
OwnerIndividual Name on Record
Last Sale$599,000 (Feb 2025)
Tax Bill$3,638 (2025)
Deeds & MortgagesDec 2022 Mortgage
Feb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB48 001A

Property Details

APN / Parcel Number

Primary APNB48 001A
Alternative APNs
  • M14 062B
  • 7805

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,000 sqft Heated Area
1st Floor Area2,000 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,383,901 sqft (31.7 acres)
Garage Area576 sqft
PorchSlab
Porch Area688 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number7805
Street Address320 GERALD FLOYD RD
CityCOCHRAN
StateGA
Zip31014-3437
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description31.77 AC TRACT 2 PB E150/117
Legal Tract2
JurisdictionBLECKLEY GA
Township / Civil DivisionCOCHRAN
Census Block Group1
Census Block1030
Census Tract790302

Owner

Source: Bleckley County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 GERALD FLOYD RD, COCHRAN, GA 31014-3437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE CITIZENS BANK OF COCHRAN
Feb 25, 2025Limited Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2025 · Amount on Record
Deed SaleFeb 25, 2025 · Amount on Record
Deed Book / Page487 / 552
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLECKLEY GA
Property Address320 GERALD FLOYD RD, COCHRAN, GA 31014-3437
Transaction TypeMortgage
Record UpdatedFeb 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000467/0000000811
DateDec 30, 2022
Book Page0000000467/0000000811
Lender
NameTHE CITIZENS BANK OF COCHRAN
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2023

February 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionBLECKLEY GA
Recording DateFeb 25, 2025
Property Address320 GERALD FLOYD RD, COCHRAN, GA 31014-3437
Document Number000487/552
Book / Page487 / 552
Instrument DateFeb 20, 2025
Transaction TypeTransfer
Record UpdatedFeb 2, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5.99
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 GERALD FLOYD RD, COCHRAN, GA 31014-3437

Mortgage

Document Number0000487554
DateFeb 25, 2025
Instrument487/554
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Bleckley County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyBleckley County
Unified School DistrictBleckley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$162,440 (+19.16%) Land $27,360 Building $135,080$406,100 (+19.16%) Land $68,400 Building $337,700
2025$3,638.00$136,320 Land $18,000 Building $118,320$340,800 Land $45,000 Building $295,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Sparklight
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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