Schenectady County and Niskayuna Town property record for 320 Gasner Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,012 sqft · built 1953 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Apr 2026) |
| Tax Bill | $5,124 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.18-1-11 |
| Primary APN | 422400 60.18-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 675 sqft |
| Upper Floors Area | 337 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 320 GASNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 21802 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1587 THOUSAND ACRES RD, DELANSON, NY 12053-2226 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Jan 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Jan 29, 2025 · Amount on Record |
| Deed Document Number | 20269401 |
| Deed Book / Page | 2171 / 29 |
| Prior Transfer Date | Nov 24, 2014 |
| Prior Transfer Doc | 0000059552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 23, 2026 |
| Property Address | 320 GASNER AVE, SCHENECTADY, NY 12304-4101 |
| Document Number | 0000009401 |
| Book / Page | 2171 / 29 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20269401 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | SMPR TITLE AGENCY INC, SMPR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105,040.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1587 THOUSAND ACRES RD, DELANSON, NY 12053-2226 |
| Document Number | 0000009402, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20269402 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 29, 2025 |
| Property Address | 320 GASNER AVE, SCHENECTADY, NY 12304-4101 |
| Document Number | 0000002365 |
| Instrument Date | Dec 20, 2024 |
| Instrument | 202502365 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | MPR TITLE AGENCY, SMPR TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 E MAIN ST, DALLASTOWN, PA 17313-2206 |
| Name | Verified Name |
|---|---|
| Address | 318 GASNER AVE, SCHENECTADY, NY 12304-4101 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002366 |
|---|---|
| Date | Jan 29, 2025 |
| Instrument | 202502366 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,124.00 (+33.13%) | ||
| 2025 | $3,849.00 | $145,000 (-) Land $39,800 Building $105,200 | $214,800 (+11.1%) Land $58,959 Building $155,841 |
| 2024 | $145,000 (-) Land $39,800 Building $105,200 | $193,333 (+5.36%) Land $53,067 Building $140,266 | |
| 2023 | $145,000 Land $39,800 Building $105,200 | $183,500 Land $50,368 Building $133,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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