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320 Garden Ter, Ringgold, GA 30736 Property Records

Catoosa County property record for 320 Garden Ter, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,326 sqft · built 2018
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Mar 2020)
Tax Bill$831 (2023)
Deeds & MortgagesMar 2020 Sale
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN38M05700C

Property Details

APN / Parcel Number

Primary APN38M05700C
Alternative APN
  • 29303

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,326 sqft Heated Area
1st Floor Area1,326 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialStone
Construction TypeBrick
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
Garage Area440 sqft
PorchOpen Porch
Deck Area99 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number29303
Street Address320 GARDEN TER
CityRINGGOLD
StateGA
Zip30736-0230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRTZ
Legal DescriptionLOT 57C THE HIGHLANDS PHASE 5B
Legal SubdivisionTHE HIGHLANDS PHASE 5B
Legal Phase5B
Legal Lot Number57C
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group1
Census Block1003
Census Tract30306

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 GARDEN TER, RINGGOLD, GA 30736-0230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2020Warranty Deed, Transfer
REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L
Dec 13, 2018Warranty Deed, Subdivision Related Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2020 · Amount on Record
Deed SaleMar 5, 2020 · Amount on Record
Deed Document Number0002039467
Deed Book / Page2039 / 467
Last Transfer DateMar 11, 2020
Transfer Doc0020390467
Record UpdatedJun 8, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateMar 11, 2020
Property Address320 GARDEN TER, RINGGOLD, GA 30736-0230
Document Number0020390467
Book / Page002039 / 000467
Instrument DateMar 5, 2020
Instrument1857
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyREALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Transaction

AmountAmount Recorded
Tax$220.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address320 GARDEN TER RINGGOLD GA 307360230, RINGGOLD, GA 30736-0230

December 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateDec 13, 2018
Property Address320 GARDEN TER, RINGGOLD, GA 30736-0230
Document Number0019670604
Book / Page001967 / 000604
Instrument DateDec 7, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$202.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Senior Citizen's exemption Additional exemption filed$118,484 (+24.3%) Land $12,000 Building $106,484$296,211 (+24.3%) Land $30,000 Building $266,211
2023$831.00 (-49.88%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$95,318 Land $12,000 Building $83,318$238,296 Land $30,000 Building $208,296
2022$1,658.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Ringgold Telephone Company
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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