Jefferson County property record for 320 Gamma St S, Birmingham, AL 35205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1951 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,500 (May 2022) |
| Tax Bill | $1,374 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-00-02-3-003-012.000 |
| Primary APN | 29-00-02-3-003-012.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 235 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 378216 |
|---|---|
| Street Address | 320 GAMMA ST S |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35205-4316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 5 BLK 3 ELYTON HGLDS |
| Legal Range | 03W |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | ELYTON HGLDS 29-2-3 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 4200 |
320 Gamma St S is owned by an individual who bought it in May 2022.
Source: Jefferson County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7909 AVENUE K, LUBBOCK, TX 79423-1260 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage NBH BANK |
| Feb 12, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Prior Sale | Feb 12, 2020 · Amount on File |
| Deed Document Number | 202256328 |
| Prior Transfer Date | Jun 19, 2015 |
| Prior Transfer Doc | 201513/23721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | May 19, 2022 |
| Property Address | 320 GAMMA ST S, BIRMINGHAM, AL 35205-4316 |
| Document Number | 0000056328 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022056328 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7909 AVENUE K, LUBBOCK, TX 79423-1260 |
| Document Number | 0000056329 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022056329 |
| Name | NBH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jun 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Feb 12, 2020 |
| Property Address | 320 GAMMA ST S, BIRMINGHAM, AL 35205-4316 |
| Document Number | 0000014681 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2020014681 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 GAMMA ST S, BIRMINGHAM, AL 35205-4316 |
The 2025 property tax bill for 320 Gamma St S was $1,374, up 6.9% from the year before.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Birmingham City |
| County | Jefferson County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,374.00 (+6.93%) | $18,960 | $97,400 Land $11,500 Building $85,900 |
| 2024 | $1,285.00 | ||
| 2023 | $17,720 Land $2,100 Building $15,620 | $88,600 Land $10,500 Building $78,100 | |
| 2022 | $891.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Gamma St S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Gamma St S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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