320 Gambrills Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 320 Gambrills Rd, Gambrills, MD 21054

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 3,084 sqft · built 1974
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Feb 2023)
Tax Bill	$682 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-000-00733615`

Property Details

APN / Parcel Number

Primary APN	`04-000-00733615`
Alternative APNs	`4-000-00733615` `00000733615`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,084 sqft Gross Area
1st Floor Area	1,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Deck Area	846 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	00000733615
Street Address	320 GAMBRILLS RD
City	GAMBRILLS
State	MD
Zip	21054-1126
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RLD
Legal Description	PT LT 7 OR .898 ACRE GAMBRILLS
Legal Subdivision	GAMBRILLS
Legal Block	1
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	741000

Owner

320 Gambrills Rd is owned by two individuals who bought it in February 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 GAMBRILLS RD, GAMBRILLS, MD 21054-1126
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 20, 2022	Deed, Transfer · Stand-Alone First Mortgage MCU FINANCIAL CENTER CU
May 20, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023 · Amount on File
Deed Sale	Feb 15, 2023 · Amount on File
Prior Sale	Jan 20, 2022 · Amount on File
Deed Book / Page	39458 / 213
Record Updated	Oct 29, 2026

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 15, 2023
Property Address	320 GAMBRILLS RD, GAMBRILLS, MD 21054-1126
Document Number	0394580213
Book / Page	39458 / 213
Map Reference	MB 19 FO 36
Instrument Date	Jan 27, 2023
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 GEORGIA CIR, LOGANVILLE, GA 30052-6938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 GAMBRILLS RD, GAMBRILLS, MD 21054-1126

Mortgage

Document Number	0039458221
Date	Feb 15, 2023
Instrument	39458/221

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 20, 2022
Property Address	320 GAMBRILLS RD, GAMBRILLS, MD 21054-1126
Document Number	0382520211
Book / Page	38252 / 211
Map Reference	MB 19 FO 36
Instrument Date	Jan 11, 2022
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,197.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 S FINANCIAL PL # 2000, 2000, CHICAGO, IL 60605-1000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 GEORGIA CIR, LOGANVILLE, GA 30052-6938
Investor	Possibly a Property Investor

Mortgage

Document Number	0038252217
Date	Jan 20, 2022
Instrument	38252/217

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 12, 2023

May 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 20, 2021
Property Address	320 GAMBRILLS RD, GAMBRILLS, MD 21054-1126
Document Number	0368210379
Book / Page	36821 / 379
Map Reference	MB 19 FO 36
Instrument Date	Mar 1, 2021
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Tax	$4,005.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S FINANCIAL PL # 2000, 2000, CHICAGO, IL 60605-1000
Mail Care Of	FAY SERVICING LLC

Tax Assessment & Valuation

The 2025 property tax bill for 320 Gambrills Rd was $682, up 3.3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,900 (+8.62%)	$695,100 (+25.86%) Land $193,600 Building $501,500
2025	$682.00 (+3.33%)	$552,300 Land $191,400 Building $360,900	$552,300 Land $191,400 Building $360,900
2024	$660.00 (-85.17%)
2023	$4,450.00	$407,600	$451,000 Land $191,400 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Gambrills Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Gambrills Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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