320 Friendly Ave, Nicholasville, KY 40356 Property Records

Jessamine County property record for 320 Friendly Ave, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$379,000 (Jan 2026)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058-00-00-024.1F`

Property Details

APN / Parcel Number

Primary APN	`058-00-00-024.1F`

Location & Zoning

Street Address	320 FRIENDLY AVE
City	NICHOLASVILLE
State	KY
Zip	40356-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108, UNIT 3-E OF THE EASTGATE SUBDIVISION
Legal Subdivision	EASTGATE SUBDIVISION
Legal Lot Number	108
Legal Unit	3-E
Jurisdiction	JESSAMINE KY
Township / Civil Division	NICHOLASVILLE
Census Block Group	3
Census Block	3002
Census Tract	60502

Owner

Source: Jessamine County records, as of February 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 FRIENDLY AVE, NICHOLASVILLE, KY 40356-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jan 29, 2026	Warranty Deed, Transfer · FHA Mortgage PREMIA MORTGAGE LLC
Nov 29, 2023	Deed, Transfer · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	558989
Deed Book / Page	D896 / 594
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	320 FRIENDLY AVE, NICHOLASVILLE, KY 40356-1508
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000558551
Date	Jan 21, 2026
Book Page	M1630/378
Instrument	558551

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	1730 ALYSHEBA WAY, LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JESSAMINE KY
Recording Date	Jan 29, 2026
Property Address	320 FRIENDLY AVE, NICHOLASVILLE, KY 40356-1508
Document Number	0000558989
Book / Page	D896 / 594
Map Reference	CAB 12 SL 157
Instrument Date	Jan 26, 2026
Instrument	558989
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	METRO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6314 GREY OAK LANE, NICHOLASVILLE, KY 40356-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 FRIENDLY AVE, NICHOLASVILLE, KY 40356-1508

Mortgage

Document Number	0000558993
Date	Jan 29, 2026
Book Page	M1630/782
Instrument	558993

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Address	1111 W LONG LAKE RD STE 102, TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Nov 29, 2023
Property Address	320 FRIENDLY AVE, NICHOLASVILLE, KY 40356-1508
Document Number	0000479065
Book / Page	D866 / 732
Map Reference	CAB 12 SL 157
Instrument Date	Nov 10, 2023
Instrument	479065
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2250 THUNDERSTICK DR, LEXINGTON, KY 40505-9010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 FRIENDLY AVE, NICHOLASVILLE, KY 40356-1508

Mortgage

Document Number	0000479068
Date	Nov 29, 2023
Instrument	479068

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Municipality	Nicholasville City
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,605.00 Homeowner's exemption	$393,458 Land $40,000 Building $353,458	$393,458 Land $40,000 Building $353,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLASVILLE WATER DEPARTMENT serves 35,266 people · EPA ID KY0570315
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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