Berrien County property record for 320 Forest Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 980 sqft · built 1924 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $37,400 (Apr 2008) |
| Tax Bill | $885 (2025) |
| Deeds & Mortgages | Feb 2007 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-5060-0116-00-1 |
| Primary APN | 54-5060-0116-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Cape Cod |
| Lot Area | 6,839 sqft (0.157 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 320 FOREST AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICT A |
| Legal Description | LOT 14 BLK 7 MC CORD 2ND ADD TO CITY OF BENTON HARBOR |
| Legal Subdivision | MC CORD 2ND ADD |
| Legal Block | 7 |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON HARBOR |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 300 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1188 MILTON ST, BENTON HARBOR, MI 49022-4013 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2008 · Amount on Record |
| Deed Sale | Apr 1, 2008 · Amount on Record |
| Prior Sale | Feb 14, 2007 · Amount on Record |
| Deed Book / Page | 2836 / 1497 |
| Last Transfer Date | Jul 7, 2010 |
| Transfer Doc | 02926/2097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 14, 2007 |
| Property Address | 320 FOREST AVE, BENTON HARBOR, MI 49022-3251 |
| Document Number | 02776/0365 |
| Book / Page | 2776 / 0365 |
| Map Reference | MB3 PG27 |
| Instrument Date | Oct 27, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2068 FAIRPLAIN AVE, BENTON HARBOR, MI 49022-7046 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 466 SYMPHONY CIR, SAINT JOSEPH, MI 49085-9133 |
| Investor | Possibly a Property Investor |
| Document Number | 0027760367 |
|---|---|
| Date | Feb 14, 2007 |
| Instrument | 2776/0367 |
| Name | WASHINGTON MUTUAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 11.2% |
| Change Frequency | 6 Months |
| Min Rate At Change | 11.2% |
| Max Rate At Change | 13.2% |
| Index | 6-Month LIBOR |
| Max Rate | 17.2% |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Benton Harbor City |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,800 (+54%) | $61,600 (+54%) | |
| 2025 | $885.00 (-21.05%) | ||
| 2023 | $20,000 | $40,000 | |
| 2022 | $1,121.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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