320 Florence Ave, Oakland, CA 94618 Property Records

Alameda County property record for 320 Florence Ave, Oakland, CA 94618

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,212 sqft · built 1929
Lot Size	0.093 acres (4,040 sqft)
Owner	Individual Name on Record
Last Sale	$920,000 (Sep 2013)
Tax Bill	$16,474 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48B-7148-9`

Property Details

APN / Parcel Number

Primary APN	`48B-7148-9`
Alternative APN	`048B-7148-009-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,040 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 FLORENCE AVE
City	OAKLAND
State	CA
Zip	94618-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00009 BLK: AR: 048B PAGE: 7148
Legal Subdivision	HIGHLAND MANOR
Legal Block	4
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2011
Census Tract	404200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 FLORENCE AVE, OAKLAND, CA 94618-2531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Deed Document Number	2013318244
Prior Transfer Date	Jun 30, 2010
Prior Transfer Doc	0000229349
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	320 FLORENCE AVE, OAKLAND, CA 94618-2531
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 FLORENCE AVE, OAKLAND, CA 94618-2531

Mortgage

Document Number	0000003681
Date	Jan 12, 2026
Instrument	2026003681

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	320 FLORENCE AVE, OAKLAND, CA 94618-2531
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 FLORENCE AVE, OAKLAND, CA 94618-2531

Mortgage

Document Number	0000346179
Date	Oct 19, 2021
Instrument	2021346179

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	320 FLORENCE AVE, OAKLAND, CA 94618-2531
Document Number	0000276275
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 FLORENCE AVE OAKLAND CA 946182531, OAKLAND, CA 94618-2531

Mortgage

Document Number	0000276275
Date	Dec 15, 2017
Instrument	276275

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,150,294 (+2%) Land $345,088 Building $805,206
2025	$16,474.00 (-1.24%)	$1,127,744 (+4.04%) Land $338,323 Building $789,421
2023	$16,680.00	$1,083,961 Land $325,188 Building $758,773	$1,588,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Florence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures