Walton County property record for 320 Flat Creek Dr, Monroe, GA 30655
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,814 sqft · built 2022 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,455 (Sep 2022) |
| Tax Bill | $6,766 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N063H-017 |
| Primary APN | N063H-017 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,814 sqft Heated Area |
| Basement Area | 1,989 sqft |
| Unfinished Basement | 1,989 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.669 acres) |
| Terrain | Rolling |
| Garage Area | 697 sqft |
| Porch | Open Porch |
| Porch Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 41731 |
|---|---|
| Street Address | 320 FLAT CREEK DR |
| City | MONROE |
| State | GA |
| Zip | 30655-6334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 OSC |
| Legal Description | #17 RESERVE @ FLAT CREEK .67AC |
| Legal Subdivision | RESERVE AT FLAT CREEK |
| Legal Lot Number | 17 |
| Jurisdiction | WALTON GA |
| Township / Civil Division | JERSEY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 110601 |
320 Flat Creek Dr is owned and occupied by an individual who bought it in September 2022.
Source: Walton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 320 FLAT CREEK DR, MONROE, GA 30655-6334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2022 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GEORGIAS OWN CREDIT UNION |
| Sep 23, 2022 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GEORGIAS OWN CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on File |
| Deed Sale | Sep 23, 2022 · Amount on File |
| Deed Document Number | 0005216448 |
| Deed Book / Page | 5216 / 448 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Sep 23, 2022 |
| Property Address | 320 FLAT CREEK DR, MONROE, GA 30655-6334 |
| Document Number | 0052160448 |
| Book / Page | 5216 / 448 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-004898 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 FLAT CREEK DR, MONROE, GA 30655-6334 |
| Document Number | 0052160000000450 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 0000005216/0000000450 |
| Instrument | 2022014827 |
| Name | GEORGIAS OWN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Sep 23, 2022 |
| Property Address | 320 FLAT CREEK DR, MONROE, GA 30655-6334 |
| Document Number | 0052160448 |
| Book / Page | 5216 / 448 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-004898 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 FLAT CREEK DR, MONROE, GA 30655-6334 |
| Document Number | 2022014827 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022014827 |
| Name | GEORGIAS OWN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 320 Flat Creek Dr was $6,766 with a homeowner's exemption.
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,766.00 Homeowner's exemption | $231,640 Land $40,800 Building $190,840 | $579,100 Land $102,000 Building $477,100 |
| 2023 | $6,395.00 (+537.59%) | $211,600 (+605.33%) Land $33,600 Building $178,000 | $529,000 (+605.33%) Land $84,000 Building $445,000 |
| 2022 | $1,003.00 | $30,000 Land $30,000 | $75,000 Land $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 320 Flat Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Flat Creek Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Windstream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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