320 Flag Pond Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 320 Flag Pond Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 811 sqft · built 1930
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$201,900 (Dec 2018)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Feb 2021 Refinance Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L0745R`

Property Details

APN / Parcel Number

Primary APN	`L0745R`
Alternative APNs	`SACO M:100 L:003 U:000-000` `M:100 L:003 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	811 sqft Living Area
Gross Area	1,291 sqft
1st Floor Area	772 sqft
Attic	Attic
Attic Area	480 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	L0745R
Street Address	320 FLAG POND RD
City	SACO
State	ME
Zip	04072-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	3
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2014
Census Tract	5100

Owner

Source: York County and Saco City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 FLAG POND RD, SACO, ME 04072-9636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Dec 21, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN FINANCIAL RESOURCES INC
May 23, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	201853312
Deed Book / Page	17866 / 822
Transfer Doc	0177180253
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	320 FLAG POND RD, SACO, ME 04072-9636
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185690223
Date	Feb 24, 2021
Book Page	18569/223
Instrument	2021010902

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Dec 21, 2018
Property Address	320 FLAG POND RD, SACO, ME 04072-9636
Document Number	0178660822
Book / Page	17866 / 822
Instrument Date	Dec 20, 2018
Instrument	2018053312
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 HAVEN LN, CONWAY, NH 03818

Mortgage

Document Number	2018053313
Date	Dec 21, 2018
Instrument	2018053313

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACO ME
Recording Date	May 23, 2018
Property Address	320 FLAG POND RD, SACO, ME 04072-9636
Document Number	0177180257
Book / Page	017718 / 000257
Instrument Date	May 21, 2018
Instrument	18652
Transaction Type	Transfer
Record Updated	Jun 14, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1456 PORTLAND ME 041041456, PORTLAND, ME 04104-1456

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,054.00 (-2.18%)	$215,100 (-3.2%) Land $139,500 Building $75,600
2024	$3,122.00 (+3.72%)	$222,200 (+35.32%) Land $139,500 Building $82,700	$272,365
2022	$3,010.00	$164,200 Land $106,200 Building $58,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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