320 First St, Monticello, MS 39654 Property Records

Lawrence County property record for 320 First St, Monticello, MS 39654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,889 sqft · built 1946
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$546 (2025)
Flood ZoneZone A (high risk)
APNM06-0020-00219.00

Property Details

APN / Parcel Number

Primary APNM06-0020-00219.00
Alternative APNs
  • 004674
  • 4674

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,889 sqft Living Area
1st Floor Area2,889 sqft
FlooringHardwood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Patio Area208 sqft
Utility Building153 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number4674
Street Address320 FIRST ST
CityMONTICELLO
StateMS
Zip39654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE1/4 SE1/4 E 1ST ST
Legal Range11
Legal Township07
Legal Section20
JurisdictionLAWRENCE MS
Township / Civil Division5
Census Block Group4
Census Block4006
Census Tract960200

Owner

Source: Lawrence County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 7, MONTICELLO, MS 39654-0007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 6, 2014
Transfer Doc00A174/053
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLawrence County
MunicipalityMonticello Town
Unified School DistrictLawrence County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$546.00 Homeowner's exemption Senior Citizen's exemption$12,738 (+16.58%)$127,382 (+16.58%) Land $8,500 Building $118,882
2024$546.00
2023$10,926$109,263 Land $8,500 Building $100,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 60% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
DSL
10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on First St

Nearby Streets

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