Swain County property record for 320 Everett St, Bryson City, NC 28713
| Property Type | Commercial |
|---|---|
| Details | 7,110 sqft · built 1928 |
| Lot Size | 0.401 acres (17,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Aug 2009) |
| Tax Bill | $2,938 (2023) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 667419516750 |
| Primary APN | 667419516750 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Stories | 3 Stories |
| Building Area | 7,110 sqft Total Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Pile |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 17,511 sqft (0.401 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 531574 |
|---|---|
| Street Address | 320 EVERETT ST |
| City | BRYSON CITY |
| State | NC |
| Zip | 28713 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 10-IB-5423-EVERETT ST STORE1 |
| Legal Subdivision | EVERETT ST STORE1 |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 960200 |
Source: Swain County records · APN 667419516750
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 880, BRYSON CITY, NC 28713-0880 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2009 · Amount on Record |
| Deed Sale | Aug 14, 2009 · Amount on Record |
| Deed Document Number | 20090001557 |
| Deed Book / Page | 376 / 0673 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAIN NC |
| Property Address | 320 EVERETT ST, BRYSON CITY, NC 28713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00461/0893 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 00461/0893 |
| Instrument | 01613 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 02, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Swain County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Bryson City Town |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,938.00 Additional exemption filed | $655,210 Land $330,070 Building $325,140 | $655,210 Land $330,070 Building $325,140 |
Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 185 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BRYSON CITY serves 4,395 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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