Shelby County property record for 320 Enterprise Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1900 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Mar 2012) |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | Mar 2008 Mortgage Mar 2012 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-1836281.005 |
| Primary APN | 01-1836281.005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 132 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 202 sqft |
| Lean-To | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 320 ENTERPRISE AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-3138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 716 WHOLE 020-18-36-281-005PLAT V32 P23 |
| Legal Subdivision | G H BUNNELLS SUBDIVISION |
| Legal Lot Number | 716 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 972000 |
320 Enterprise Ave is owned by an individual who bought it in March 2012.
Source: Shelby County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 ENTERPRISE AVE, SIDNEY, OH 45365-3138 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2008 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Mar 2, 2012 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2012 · Amount on File |
| Deed Sale | Mar 2, 2012 · Amount on File |
| Deed Document Number | 20121143 |
| Deed Book / Page | 1851 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 320 ENTERPRISE AVE, SIDNEY, OH 45365-3138 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001678/457 |
|---|---|
| Date | Mar 12, 2008 |
| Book Page | 1678/457 |
| Instrument | 200800001471 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | SIDNEY, OH 45365 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Apr 17, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Mar 2, 2012 |
| Property Address | 320 ENTERPRISE AVE, SIDNEY, OH 45365-3138 |
| Document Number | 001851/113 |
| Book / Page | 1851 / 113 |
| Map Reference | MB1 PG408 |
| Instrument Date | Mar 2, 2012 |
| Instrument | 201200001143 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 ENTERPRISE AVE, SIDNEY, OH 45365-3138 |
| Document Number | 201200001144 |
|---|---|
| Date | Mar 2, 2012 |
| Instrument | 201200001144 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2027 |
The 2025 property tax bill for 320 Enterprise Ave was $643, down 5.7% from the year before.
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $643.00 (-5.72%) | $19,060 (-) Land $5,150 Building $13,910 | |
| 2024 | $682.00 (-7.59%) | $19,060 (-5.5%) Land $5,150 Building $13,910 | |
| 2023 | $738.00 (+17.14%) | $20,170 (+32.44%) Land $5,150 Building $15,020 | $54,430 Land $14,700 Building $39,730 |
| 2022 | $630.00 | $15,230 Land $3,820 Building $11,410 | |
| 2020 | $43,520 Land $10,920 Building $32,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Enterprise Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 2 (1990) |
| Most Recent Claim | Dec 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Enterprise Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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