Cherokee County property record for 320 Emma Smelcer Ln, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,184 sqft · built 1982 |
| Lot Size | 6.88 acres (300,128 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $566 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 540800097391000 |
| Primary APN | 540800097391000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,184 sqft Heated Area |
| Upper Floors Area | 280 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 280 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plywood |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 300,128 sqft (6.88 acres) |
| Lot Width | 432 ft Width |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Deck Area | 320 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 550056003530 |
|---|---|
| Street Address | 320 EMMA SMELCER LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR HAMILTON 409/86 455/78 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 930502 |
320 Emma Smelcer Ln, a rural home, is owned by an individual who acquired it in March 2025.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2025 |
| Transfer Doc | 01774/1217 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 320 Emma Smelcer Ln was $566.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $566.00 | $121,940 | $121,940 Land $27,890 Building $94,050 |
| 2023 | $121,940 | $121,940 Land $27,890 Building $94,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Emma Smelcer Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Emma Smelcer Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC.
5G (outdoors only) and 4G LTE
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