320 Emerald Ln, Algonquin, IL 60102 Property Records

Kane County property record for 320 Emerald Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,269 sqft · built 2002
Owner	2 Individual Names on Record
Last Sale	$230,000 (Aug 2022)
Tax Bill	$5,486 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-02-127-030`

Property Details

APN / Parcel Number

Primary APN	`03-02-127-030`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
Gross Area	1,629 sqft
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	320 EMERALD LN
City	ALGONQUIN
State	IL
Zip	60102-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALGONQUIN LAKES CONDO - UNIT 12-4-A BLDG 12
Legal Subdivision	ALGONQUIN LAKES CONDO
Legal Block	4
Legal Unit	12-4
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4012
Census Tract	850101

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 EMERALD LN, ALGONQUIN, IL 60102-4208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Feb 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 5, 2017	Grant Deed, Foreclosure · Conventional Mortgage MIDAMERICA LENDERS & CO
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	202239452
Prior Transfer Date	Feb 2, 2017
Prior Transfer Doc	0000008357
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 3, 2022
Property Address	320 EMERALD LN, ALGONQUIN, IL 60102-4208
Document Number	0000039452
Map Reference	DOC 2001K47861
Instrument Date	Jul 20, 2022
Instrument	2022K039452
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4326 FOREST GLEN DR, HOFFMAN ESTATES, IL 60192-5600

Mortgage

Document Number	0000039453
Date	Aug 3, 2022
Instrument	2022K039453

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 19, 2021
Property Address	320 EMERALD LN, ALGONQUIN, IL 60102-4208
Document Number	0000013309
Map Reference	DOC 2001K47861
Instrument Date	Feb 16, 2021
Instrument	2021K013309
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 EMERALD LN, ALGONQUIN, IL 60102-4208

October 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Oct 5, 2017
Property Address	320 EMERALD LN, ALGONQUIN, IL 60102-4208
Document Number	0000052494
Instrument Date	Sep 7, 2017
Instrument	52494
Transaction Type	Foreclosure
Record Updated	Nov 2, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 EDGEWOOD DR ALGONQUIN IL 601024144, ALGONQUIN, IL 60102-4144

Mortgage

Document Number	52495
Date	Oct 5, 2017
Instrument	52495

Lender

Name	MIDAMERICA LENDERS & CO
Address	CHICAGO, IL 60656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Interest

Rate	4.62%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 14, 2017
Property Address	320 EMERALD LN, ALGONQUIN, IL 60102-4208
Document Number	0000008357
Instrument Date	Feb 2, 2017
Instrument	8357
Transaction Type	Transfer
Record Updated	May 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	320 EMERALD LN ALGONQUIN IL 601024208, ALGONQUIN, IL 60102-4208

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,486.00 (+29.3%)
2024		$69,317 (+22.08%) Land $8,371 Building $60,946	$208,034 (+22.13%) Land $25,123 Building $182,911
2022	$4,243.00 (+3.36%) Homeowner's exemption	$56,781 (+5.91%) Land $7,532 Building $49,249	$170,343 (+5.91%) Land $22,596 Building $147,747
2021	$4,105.00 Homeowner's exemption	$53,613 Land $7,112 Building $46,501	$160,839 Land $21,336 Building $139,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Fox Valley Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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