Albany County and Bethlehem Town property record for 320 Elm Ave, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,374 sqft · built 2017 |
| Lot Size | 2.46 acres (107,158 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $12,785 (2026) |
| Deeds & Mortgages | May 2026 Sale Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 96.16-2-3.2 |
| Primary APN | 012200 96.16-2-3.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,374 sqft Living Area |
| 1st Floor Area | 2,374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 107,158 sqft (2.46 acres) |
| Lot Dimensions | 910 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 652 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 410 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09601600020030020000 |
|---|---|
| Street Address | 320 ELM AVE |
| City | DELMAR |
| State | NY |
| Zip | 12054-9402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 2 |
| Legal Lot Number | 3.002 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 14203 |
320 Elm Ave is held in a trust since August 2017.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 WERNER AVE, DELMAR, NY 12054-3409 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 26, 2017 | Deed of Trust, Mortgage NATIONAL BK/COXSACKIE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2017 |
| Transfer Doc | 0000020024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 20, 2026 |
| Property Address | 320 ELM AVE, DELMAR, NY 12054-9402 |
| Document Number | 0000000610 |
| Instrument Date | May 18, 2026 |
| Instrument | 20269610 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 3 WERNER AVE, DELMAR, NY 12054-3409 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 320 ELM AVE, DELMAR, NY 12054-9402 |
| Document Number | 0000014794 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 51 BEACON RD GLENMONT NY 120773310, GLENMONT, NY 12077-3310 |
| Document Number | 0000014794 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 14794 |
| Name | NATIONAL BK/COXSACKIE |
|---|---|
| Type | Bank |
| Address | COXSACKIE, NY 12051 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 320 Elm Ave was $12,785, up 1.1% from the year before.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,785.00 (+1.09%) | ||
| 2025 | $12,647.00 | $384,400 Land $96,700 Building $287,700 | $600,625 Land $151,094 Building $449,531 |
| 2023 | $384,400 Land $96,700 Building $287,700 | $512,533 Land $128,933 Building $383,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Elm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1984–1985) |
| Most Recent Claim | Sep 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Elm Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures