320 Effington Ln, Columbus, OH 43207 Property Records

Franklin County property record for 320 Effington Ln, Columbus, OH 43207

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,473 sqft · built 1997
Lot Size	0.123 acres (5,359 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Jun 2020)
Tax Bill	$4,216 (2024)
Deeds & Mortgages	Sep 2024 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-235909`

Property Details

APN / Parcel Number

Primary APN	`010-235909`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,473 sqft Living Area
1st Floor Area	369 sqft
2nd Floor Area	672 sqft
Game Room	Game Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	5,359 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	320 EFFINGTON LN
City	COLUMBUS
State	OH
Zip	43207-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EFFINGTON LANE ANDOVER SECTION 2 LOT 123
Legal Subdivision	ANDOVER SEC 2
Legal Lot Number	123
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1020
Census Tract	8822

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 EFFINGTON LN, COLUMBUS, OH 43207-5337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 1, 2020	Survivorship Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Nov 3, 2010 · Amount on Record
Deed Document Number	202006010074959
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	320 EFFINGTON LN, COLUMBUS, OH 43207-5337
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 EFFINGTON LN, COLUMBUS, OH 43207-5337

Mortgage

Document Number	0000092457
Date	Sep 10, 2024
Instrument	202409100092457

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jun 1, 2050

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	320 EFFINGTON LN, COLUMBUS, OH 43207-5337
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 EFFINGTON LN, COLUMBUS, OH 43207-5337

Mortgage

Document Number	0000102042
Date	Sep 29, 2023
Instrument	202309290102042

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jun 1, 2020
Property Address	320 EFFINGTON LN, COLUMBUS, OH 43207-5337
Document Number	0000074959
Instrument Date	May 15, 2020
Instrument	202006010074959
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	CROWN SEARCH SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000074960
Date	Jun 1, 2020
Instrument	202006010074960

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,216.00 (+1.61%) Homeowner's exemption	$93,660 (-) Land $21,420 Building $72,240
2023	$4,149.00 (+19.81%) Homeowner's exemption	$93,660 (+40.25%) Land $21,420 Building $72,240	$267,600 (+40.25%) Land $61,200 Building $206,400
2022	$3,463.00 Homeowner's exemption	$66,780 Land $7,910 Building $58,870
2020			$190,800 Land $22,600 Building $168,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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