320 Edmond St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 320 Edmond St, Saint Joseph, MO 64501

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,776 sqft · built 1994
Lot Size	0.514 acres (22,400 sqft)
Owner	Company Name on Record
Last Sale	$2,125,000 (Jun 2016)
Tax Bill	$12,181 (2025)
Deeds & Mortgages	May 2019 Mortgage Dec 2018 Mortgage
APN	`06-3.0-08-003-002-026.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-003-002-026.000`

Interior

Building Area	3,776 sqft Base Area
1st Floor Area	3,776 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	22,400 sqft (0.514 acres)
Lot Dimensions	140 ft deep x 160 ft wide

Location & Zoning

Street Address	320 EDMOND ST
City	SAINT JOSEPH
State	MO
Zip	64501-2120
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CITY
Legal Description	SUB:ORIGINAL TOWN LOT:7 BLK:39LGL DESC:& LOTS 8-9-&-10
Legal Subdivision	ORIGINAL TOWN
Legal Block	39
Legal Lot Number	7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2040
Census Tract	1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Fourth Street Commercial Historic District listed 1991 · 25 contributing resources · NRIS 91000124

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	320 EDMOND ST, SAINT JOSEPH, MO 64501-2120
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage UNION STATE BANK
Dec 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage BETH & ROCK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2016 · Amount on Record
Deed Sale	Jun 3, 2016 · Amount on Record
Deed Document Number	20165340
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	320 EDMOND ST, SAINT JOSEPH, MO 64501-2120
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	ST JOSEPH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3737/891
Date	May 30, 2019
Book Page	3737/891
Instrument	2019004309

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2034

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	320 EDMOND ST, SAINT JOSEPH, MO 64501-2120
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3717/554
Date	Dec 3, 2018
Book Page	3717/554
Instrument	2018011227

Lender

Name	BETH & ROCK LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,181.00	$142,750 (-) Land $4,800 Building $137,950	$446,090 (-) Land $15,000 Building $431,090
2024	$12,181.00 (+7.62%)
2023	$11,319.00 (-0.17%)	$142,750 (-) Land $4,800 Building $137,950	$446,090 (-) Land $15,000 Building $431,090
2022	$11,338.00	$142,750 Land $4,800 Building $137,950
2021			$446,090 Land $15,000 Building $431,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–1981)
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Optimum, United Fiber.

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