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320 East St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 320 East St, Ludlow, MA 01056

Property Summary

Property TypeCommercial
Details4,116 sqft · built 2016
Lot Size0.781 acres (34,021 sqft)
OwnerCompany Name on File
Last Sale$3,584,851 (May 2023)
Tax Bill$20,504 (2026)
Deeds & MortgagesMay 2023 Sale
May 2020 Transfer
Flood ZoneZone X (minimal risk)
APNM:14B-04900 B:355 L:0

Property Details

APN / Parcel Number

Primary APNM:14B-04900 B:355 L:0
Alternative APNs
  • LUDL M:14B B:4900 P:355
  • 2898

Interior

Total Rooms10 Rooms
Stories1 Story
Building Area4,116 sqft Total Area
Gross Area4,839 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area34,021 sqft (0.781 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2898
Street Address320 EAST ST
CityLUDLOW
StateMA
Zip01056-3041
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeBUS A
Legal Block4900
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2016
Census Tract810403

Owner

320 East St, a commercial property, is owned by a company that bought it in May 2023.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address165 FLANDERS RD, WESTBOROUGH, MA 01581-1032
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Quit Claim Deed, Transfer
May 1, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2023 · Amount on File
Deed SaleMay 25, 2023 · Amount on File
Prior SaleOct 28, 1994 · Amount on File
Prior Transfer DateMay 16, 2023
Prior Transfer Doc025018-443
Record UpdatedOct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateMay 25, 2023
Property Address320 EAST ST, LUDLOW, MA 01056-3041
Document Number025018-443
Book / Page25018 / 443
Instrument DateMay 16, 2023
Instrument23864
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11995 EL CAMINO REAL, SAN DIEGO, CA 92130-2539
InvestorPossibly a Property Investor

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateMay 1, 2020
Property Address320 EAST ST, LUDLOW, MA 01056-3041
Document Number23192-28
Book / Page023192 / 000028
Instrument DateApr 23, 2020
Instrument21979
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address165 FLANDERS RD WESTBOROUGH MA 015811032, WESTBOROUGH, MA 01581-1032

Tax Assessment & Valuation

The 2026 property tax bill for 320 East St was $20,504, up 4.4% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$20,504.00 (+4.39%)$1,280,700 (+13.13%) Land $456,500 Building $824,200
2025$19,642.00 (+21.16%)$1,132,100 (+26.32%) Land $414,700 Building $717,400
2024$16,212.00 (+11.09%)$896,200 (+19.81%) Land $178,800 Building $717,400
2023$14,593.00$748,000 Land $162,500 Building $585,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 East St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 East St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Xfinity.

Nearby Properties on East St

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