320 E Vine St, Bradford, OH 45308 Property Records

Miami County property record for 320 E Vine St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1989
Lot Size	0.184 acres (8,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,000 (Oct 2023)
Tax Bill	$1,490 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H18-003140`

Property Details

APN / Parcel Number

Primary APN	`H18-003140`
Alternative APNs	`090422.3-16-010-00` `H18BF015 01000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,028 sqft (0.184 acres)
Lot Dimensions	146 ft deep x 55 ft wide
Deck Area	24 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	320 E VINE ST
City	BRADFORD
State	OH
Zip	45308-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 311 55.43'
Legal Subdivision	VILLAGE/BRADFORD
Legal Lot Number	311
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2047
Census Tract	320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 E VINE ST, BRADFORD, OH 45308-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 16, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 22, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Jun 23, 1989 · Amount on Record
Deed Document Number	202311425
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000011005
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jun 12, 2026
Property Address	320 E VINE ST, BRADFORD, OH 45308-1351
Document Number	0000007219
Instrument Date	Jun 6, 2026
Instrument	20267219
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E VINE ST, BRADFORD, OH 45308-1351

Mortgage

Document Number	0000007219,
Date	Jun 12, 2026
Instrument	20267219

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 16, 2023
Property Address	320 E VINE ST, BRADFORD, OH 45308-1351
Document Number	0000011425
Instrument Date	Oct 3, 2023
Instrument	2023OR-11425
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 E VINE ST, BRADFORD, OH 45308-1351

Mortgage

Document Number	0000011426
Date	Oct 16, 2023
Instrument	2023OR-11426

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 22, 2021
Property Address	320 E VINE ST, BRADFORD, OH 45308-1351
Document Number	0000011005
Instrument Date	Jun 17, 2021
Instrument	2021OR-11005
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E VINE ST, BRADFORD, OH 45308-1351

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,490.00 (+15.95%) Homeowner's exemption	$47,080 (+41.59%) Land $3,820 Building $43,260	$134,500 (+41.58%) Land $10,900 Building $123,600
2024	$1,285.00 (+38.92%) Homeowner's exemption	$33,250 (-) Land $4,130 Building $29,120
2023	$925.00 (-6.28%) Homeowner's exemption	$33,250 (-) Land $4,130 Building $29,120	$95,000 (-) Land $11,800 Building $83,200
2022	$987.00 Homeowner's exemption	$33,250 Land $4,130 Building $29,120	$95,000 Land $11,800 Building $83,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on E Vine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures