320 E State Rd 16, Urbana, IN 46990 Property Records

Wabash County property record for 320 E State Rd 16, Urbana, IN 46990

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,812 sqft · built 2008
Lot Size3 acres (130,680 sqft)
OwnerTrust Name on File
Tax Bill$2,269 (2025)
Deeds & MortgagesMay 2020 Mortgage
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN85-07-31-400-010.000-001

Property Details

APN / Parcel Number

Primary APN85-07-31-400-010.000-001
Alternative APN
  • 01210825938

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,812 sqft Living Area
1st Floor Area2,812 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Garage TypeAttached
Garage Area1,248 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemOther

Location & Zoning

Account Number01210825938
Street Address320 E STATE ROAD 16
CityURBANA
StateIN
Zip46990-9612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE1/4 31-29-7 3AC DITCH 584 & 664
JurisdictionWABASH IN
Township / Civil DivisionCHESTER
Census Block Group2
Census Block2066
Census Tract102300

Owner

320 E State Rd 16 is owner-occupied and held in a trust since September 2022.

Source: Wabash County records, as of June 26, 2026

Owner of RecordTrust Name on File
Mailing Address320 E STATE ROAD 16, URBANA, IN 46990-9612
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST FARMERS BANK & TRUST
Sep 15, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2022
Deed SaleSep 15, 2022
Prior SaleJul 16, 2008 · Amount on File
Deed Document Number2022475958
Prior Transfer DateAug 25, 2022
Prior Transfer Doc2022R475958
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASH IN
Property Address320 E STATE ROAD 16, URBANA, IN 46990-9612
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R462371
DateMay 22, 2020
Instrument2020R462371
Lender
NameFIRST FARMERS BANK & TRUST
TypeBank
AddressCONVERSE, IN 46919
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2040

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWABASH IN
Recording DateSep 15, 2022
Property Address320 E STATE ROAD 16, URBANA, IN 46990-9612
Document Number2022R475958
Instrument DateAug 25, 2022
Instrument2022R475958
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address320 E STATE ROAD 16, URBANA, IN 46990-9612

Tax Assessment & Valuation

The 2025 property tax bill for 320 E State Rd 16 was $2,269 with a homeowner's exemption, up 2.9% from the year before.

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyWabash County
County SubdivisionChester Township
Unified School DistrictManchester Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,269.00 (+2.95%) Homeowner's exemption$415,900 Land $37,100 Building $378,800$415,900 Land $37,100 Building $378,800
2024$2,204.00
2023$366,400 (+9.73%) Land $37,100 Building $329,300$366,400 (+9.73%) Land $37,100 Building $329,300
2022$2,069.00$333,900 Land $39,000 Building $294,900$333,900 Land $39,000 Building $294,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 E State Rd 16 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 E State Rd 16 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Watch TV
Fixed Wireless
25 / 3

May also be available: RTC Communications, TWN Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E State Rd 16

Nearby Streets

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